Smart Budget Planner

Smart Budget is a private place for planned payments. Add the bills, renewals, subscriptions, and manual payments you do not want to forget. Mark payments as paid, review what is overdue, and see what is coming next in the current budget period. The goal is simple: open the app anytime and understand where you are now. Smart Budget helps you keep enough money untouched until the next income day or month, without carrying every planned payment in your head. Features: - Plan upcoming payments in one clear list - Track paid, upcoming, today, and overdue payments - Add repeating payments for weekly, monthly, and yearly obligations - Use manual confirmation for payments you need to verify yourself - Organize payments by account and category - See how much money should stay available through the current period - Use local reminders for important payment dates - Protect the app with Face ID or device passcode - Optionally sync privately with iCloud Smart Budget is local-first. Your budget data stays on your device by default. Optional iCloud sync uses your private Apple iCloud account and is not sent to a Smart Budget server.