Smart Budget: WalletPal

Smart Budget: WalletPal

Simpler Spending Tracker

17 ratings
22 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 29, 2024
  • June 27, 2026
Smart Budget: WalletPal screenshot #1 for iPad
Smart Budget: WalletPal screenshot #2 for iPad
Smart Budget: WalletPal screenshot #3 for iPad
Smart Budget: WalletPal screenshot #4 for iPad
Smart Budget: WalletPal screenshot #5 for iPad
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About

Effortlessly track your spending and manage budgets with automatic transaction logging from Apple Pay. Features include smart budgeting, subscription management, and receipt scanning. Simplify your finances without manual data entry.

Automatic expense tracking
Smart monthly budget planner
Free budget tracker tools
Receipt tracker with OCR
Subscription manager
Widgets for instant insights
Custom categories and budgets
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What's New in Smart Budget

2.1.2

June 27, 2026

This version introduces bug fixes and quality of life improvements.

Subscription plans

Weekly

Most flexible

$1.997 Days
Price Updates
July 19, 2026$1.99
April 19, 2026$1.99
January 10, 2026$1.99
July 5, 2024$0.99
How to cancel Smart Budget subscription ⁉️

User reviews

Too expensive but good

Too expensive app but okay

Smart budget

This is exactly what I was looking for. Works great and the developer got back to me fast and help me with an issue I had.

Response from developer

Thanks a lot for taking time and writing a review. I'm glad you're enjoying the app!

Decent but could do more

Pretty useful especially the tracking of payments once you tap to pay - would be better if there were more customizable widgets

Response from developer

Thank you for the review and glad you’re enjoying the app! Would love to hear what kind of customisation you would like. Feel free to send through a feature request from within the app and I’ll look into adding it in a future version

Cannot manage cards

Idk why there’s only blank when I enter the “Manage Cards” page

Response from developer

Hey, do you already have cards added? Manage cards is only to remove cards that have been automatically or manually added to previous transactions. I hope this helps and if not feel free to send a bug report from within the app and I’ll look into it!

Fails constantly and privacy concern

Fails constantly always uses your location if you want it to work and there is no way to turn this location traffic off

Response from developer

Thanks for leaving a review and sorry to hear you're having this issue. Location for the app can be turned off from within your iPhone settings. If you go to Settings -> Apps -> WalletPal -> Location. Also to note your location is never stored anywhere. Location is only used to get the category of a transaction and populate the merchant. Also if you could send feedback from within the app about any issue you're having I'd be happy to look into a fix for it! Thanks again

Developer apps

FAQ

How does Smart Budget track my spending?

Smart Budget automatically tracks your tap-to-pay transactions made with Apple Pay. It logs details like the name, amount, location, date, and category of each purchase.

What are the subscription options for Smart Budget?

Smart Budget offers weekly ($1.99), monthly ($5.99), and annual ($39.99) subscription plans for enhanced features.

Is Smart Budget secure for my financial data?

While the description doesn't detail specific security protocols, the app focuses on tracking transactions and budgeting. Users should always practice good digital security habits.

What devices does Smart Budget support?

Smart Budget is available for iPhone and iPad devices, indicated by its support for these platforms.

How often is Smart Budget updated?

The latest version is 1.2.11, and it was last updated on March 11, 2026. This suggests a relatively recent update cycle.

Can I use Smart Budget for free?

Yes, Smart Budget offers free budget tracker tools, including importing/exporting data in CSV, filtering transactions, and analyzing spending.

What is the age rating for Smart Budget?

Smart Budget has an age rating of 4+, making it suitable for a wide range of users.

What do users like about Smart Budget?

Based on its rating of 4.3 stars from 12 ratings, users likely appreciate the automatic expense tracking and simplified budgeting features.