
About
This app helps you manage your finances by assigning every dollar to a specific spending category. It offers AI-powered receipt scanning, voice input, and manual entry to track expenses and monitor your budget in real-time.
What's New in Smart Envelope AI
1.0.4
October 23, 2026
Improved app description and screenshots, plus small refinements for a smoother experience.
Subscriptions & In-App Purchases
AI Tier Monthly
AI receipt scanning, voice entry, auto-categorization.
User reviews
FAQ
Does Smart Envelope AI have ads?
No, Smart Envelope AI is ad-free. The app focuses on providing a clean user experience without advertisements interrupting your financial management.
What is the pricing for Smart Envelope AI?
Smart Envelope AI offers a 14-day free trial, after which it costs $4.99 per month or $59.88 per year. You can manage or cancel your subscription at any time.
How does Smart Envelope AI protect my privacy?
Smart Envelope AI is designed for privacy. It does not require bank logins, keeps your data on your phone, and the AI only processes receipts for categorization without storing them. Receipt photos are cleared automatically at the start of a new month.
What devices is Smart Envelope AI available on?
Smart Envelope AI is designed for iPhone and is available in USD and Mexican Peso. It is compatible with iOS devices.
How often is Smart Envelope AI updated?
The latest version, 1.0.3, was released on August 11, 2026. Updates are released regularly to improve functionality and user experience.
Can I use Smart Envelope AI without connecting my bank account?
Yes, a key feature of Smart Envelope AI is that it does not require you to link your bank account. All transactions and budgets are managed directly within the app on your phone for enhanced privacy.
What is the age rating for Smart Envelope AI?
Smart Envelope AI has an age rating of 17+. This is typical for finance applications that may involve complex financial concepts or require a certain level of maturity.
How does the AI receipt scanning work in Smart Envelope AI?
The AI scans your receipts to automatically read the amount, merchant, and date. It then categorizes the expense and places it into the appropriate spending envelope, requiring only a tap to confirm.







