Smart L.I.F.

Welcome to Smart L.I.F.! The Smart L.I.F. app is an innovative solution for the Leasing, Insurance, and Finance sectors – hence the name – that provides users services throughout the complete lifetime of their vehicle. Smart L.I.F. enables dynamic pricing of leasing and financing products based on driving behaviour scoring, as well as automation and digitization of existing insurance paperwork processes. Users can choose which vertical for they wish to use the app for (Leasing, Insurance, Financing), and can benefit from groundbreaking telematics offerings: Vehicle Inspection, which allows to upload pictures of your vehicle that verify its condition. Severe Crash Detection, which automatically triggers an alert to road assistance providers when a crash is detected, and substantially decreases the time between the crash and the provision of assistance. Digital FNOL, which digitizes the paperwork-heavy process of an agreed statement of facts. Vehicle Performance Certificate, which indicates how a vehicle has been driven, and allows to both maximize your vehicle’s residual value, and to make optimal used vehicle purchases. Dynamic Pricing, which allows data-driven and personalized pricing for leasing and financing of a vehicle, based on your driving behaviour data. On top of all the above innovative features, users can gain insurance premium discounts and cashback on their loans and leasing payments, based on their driving behaviour. In addition, users will save on fuel, as they will be incentivized to drive safely and eco-friendly, keeping their vehicle in good condition, achieving lower maintenance costs and higher reselling value. The Smart L.I.F. app is offered to users on a pilot basis, meaning that the offerings are not currently supported by any leasing, insurance, or financing companies.