Smart Spend: Cost Analyzer

Smart Spend: Cost Analyzer

Spending Tracker & Budget

257 ratings
28 reviews
Free
With Ads

Details

  • Released
  • Updated
  • May 21, 2019
  • November 20, 2023

Features

Smart Spend: Cost Analyzer screenshot #1 for iPhone
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Smart Spend: Cost Analyzer screenshot #9 for iPhone
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About

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

Active spending and savings tracking
Financial pattern identification
Spending knowledge trivia game
Customizable budgeting (Cash Pool, MicroBudgets)
Advanced search and filter tools
Privacy-focused, no bank linking
Siri integration and iOS widgets
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What's New in Smart Spend

6.0

November 20, 2023

This version marks the start of a new era: ~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free). ~ A steadfast commitment to protecting your privacy. ~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all

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User reviews

Fantastic app!

Just downloaded a bunch of budgeting apps and this surprisingly as so much on offer. It’s an original take on budgeting that would suit many. I love some of the features:

- Tells you the risk of a possible purchase
- allows you to add annual expenses: I’m not aware of another app that does this
- the cash pool is a brilliant idea, as some of my income is not regular, so I can put extra bits here. I would love to see this visualised at some point, watching an actual pool get bigger- just an idea!
- allows you to prioritise purchases into “needs” “loves” “likes” and “wants” - brilliant idea
- I haven’t tried out the trivia feature, but gamification of budgeting is definitely a win!

To be honest, I’m really surprised there aren’t similar apps out there, as this seems to be a much needed app at such a good price for the premium features.

Thank you creators!
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Highly Recommend

This app is by far easier to use than any budgeting app I’ve tried. Beautiful design. Definitely recommend

Great App

Straight forward, no sign in or account creations, so simple and easy to use. I have one comment I wish the developers will add. is additional income like bonus or any other source of income which can be changed monthly like purchases or different expenses & the ability to change the savings by numbers not only percentage. You guys deserve more than 5 Stars.
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Great Customer Service!

Thanks Eric for always answering my questions and listening to my suggestions! And kindly specified that some of the features are available already. I just needed to update the app (my bad :/ ). If you need an app to help you decide whether something is worth spending or to keep within your budget limits. This app can help you with this and even show you an overview of your spendings.
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Deleted the app while signing up

I was entering the amount I get paid and could not find my country’s currency on the app.
Now I’m going to go look for an app that does have it.

Developer apps

FAQ

What does Smart Spend do?

Smart Spend is an active budgeting app designed to help you understand and transform your spending habits. It allows you to track your expenses and savings hands-on, identify spending patterns, and discover saving opportunities. The app focuses on educational learning and discipline to help you achieve your financial goals.

What are the key features of Smart Spend?

Key features include active spending and savings tracking without linking bank accounts, financial insights to identify patterns and saving opportunities, and a spending trivia game to test and improve your financial knowledge. It also offers customized budgeting options like 'Cash Pool' and 'MicroBudgets', advanced search and filter tools, and Siri integration for easy entries.

Is Smart Spend free to use?

Yes, the app is described as 'Forever Free', meaning managing your money with it does not come with a price tag. While the core functionality is free, the app does mention 'free with in-app purchases' in its monetization model, suggesting some optional enhancements might be available for purchase.

What devices is Smart Spend compatible with?

The description mentions 'iOS widgets' and 'Siri for entries', indicating that the app is designed for iOS devices. It emphasizes privacy by keeping your data on your device, so no personal details or bank logins are required for its operation.

How does Smart Spend help with budgeting for irregular incomes?

Smart Spend offers customized budgeting features like 'Cash Pool' and 'MicroBudgets' which are specifically designed to cater to unique financial situations, including irregular incomes and saving for special occasions. These tools allow for more flexible and tailored budget management.