SmartChi - AI Expense

SmartChi makes tracking your personal expenses fast, simple, and smart — powered by AI that runs entirely on your device. No account, no internet required. - AI QUICK ADD Just type a line like "Coffee at Highlands 45k" — AI automatically splits out the merchant, amount, and suggests the right category, saving instantly. No more multi-field forms for every expense. - AUTOMATIC RECEIPT SCANNING Snap a photo or pick one from your library, and on-device AI reads the amount, date, and merchant name for you to confirm — far faster than typing it all by hand. - AI THAT LEARNS YOUR HABITS The category classifier learns from your own spending patterns and corrections over time, getting smarter with every use — not a rigid fixed keyword list. - SMART BUDGETS Set monthly limits per category and get warned the moment you're approaching or over budget — proactive, not just a report after you've already overspent. - FORECASTING & ANOMALY DETECTION Estimates next month's spending using a weighted average of recent months, and flags categories that spike unusually compared to your normal habits. - 8 LANGUAGES, 8 CURRENCIES Vietnamese, English, Chinese, Spanish, French, Japanese, Korean, German — pick a language and the matching currency (VND, USD, EUR, CNY, JPY, KRW...) is set automatically, changeable independently anytime. - PRIVATE BY DESIGN Lock the app with Face ID/Touch ID to protect your personal spending data. Every AI feature — categorization, receipt OCR, forecasting — runs 100% on-device. No server, no account, no ads, no trackers of any kind. - HOME SCREEN & LOCK SCREEN WIDGETS Glance at this month's total spending, your logging streak, and the budget you're closest to hitting — right from your Home Screen, no need to open the app. - DAILY REMINDERS Turn on a nightly reminder so you never miss logging a transaction, building a lasting money-tracking habit. - MODERN CARD-BASED UI A clean, card-based design with full Light/Dark mode support — easy on the eyes, easy for anyone to use. Download SmartChi today and start managing your money smarter — fast, private, and completely free.