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Snowballer: Debt Payoff

Snowballer: Debt Payoff

See your debt-free date

6 ratings
5 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • June 19, 2026
  • August 22, 2026

Features

Developer

Broc Mayo
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Snowballer: Debt Payoff screenshot #1 for iPhone
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About

This app helps you build positive habits and manage your finances in one place. Track daily wins, monitor spending and income, and receive personalized AI coaching to achieve your goals. Your data is kept private and secure.

✓Build and track daily habits with growing snowman visual
✓One 'snow day' forgiveness for missed habits
✓Log spending and income via typing, voice, or photo
✓Scan receipts and statements for automatic data import
✓Set monthly budgets and track 'Safe to Snowball' spending
✓Personalized AI coaching on habits and spending
✓Private by design with no ads or trackers
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+1

What's New in Snowballer

1.8.0

August 22, 2026

This is the big one. Snowballer is now a debt payoff app — with your habits as the accelerator. YOUR PAYOFF PLAN • Add your debts and see the exact month you'll be debt-free • Snowball or avalanche order — or drag them into any order you want • Log a payment and watch the date move • Try any extra amount before you commit to it ON YOUR HOME SCREEN • A widget with your payoff progress, the debt you're knocking out next, and your debt-free date • Lock Screen and Smart Stack, too MONEY, SHARPER • Find my snowball: spots your recurring charges and prices each one in months off your payoff date • Savings goals, 6-month spending trends, category breakdowns, and your net position — savings minus debts • A Sunday recap of your week • Auto-log Apple Pay purchases with a Shortcuts automation — amount and merchant only, never card data • Share a screenshot from your bank app straight into Snowballer to import a batch of transactions HABITS • The Habits tab is now opt-in — turn it on in Settings if you want it, ignore it if you don't • A second app icon you unlock by paying off your first debt And Snowballer Plus, a new subscription for the deeper tools: custom payoff order, dial-a-date, CSV export, and full amortization tables. Start small. Stay consistent. Let it snowball.

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User reviews

Most RecentHighest RatedLowest Rated

Deb

This app helps me stay productive and helps track all my finances
DebCarolNicoleDebCarolNicole

Response from developer

Thank you, Deb! Productivity and money in one place is exactly what we're going for — so glad it's clicking for you. 🙏

Greggo

I think this app is very clever and provides great value.
GmayomanGmayoman

Response from developer

Appreciate it, Greggo! "Great value" is exactly what we're aiming for — more good stuff on the way. Thanks for the support. 🙏

Super helpful

Consolidating features into one app takes the stress away from having to remember where to track my day-to-day activities. I particularly like the receipt reading function!
jakddjakdd

Response from developer

Taking the stress out of remembering where to track everything is the whole idea — so glad it's landing, and that you're enjoying the receipt scanner. Thanks for the thoughtful review! 🙏

Very Convenient!

This is my new favorite app! It’s combined with habit tracking, and money/budget tracking which is very cool. I don’t need to go on multiple or separate apps anymore! With snowballer i can do it all in one and i can also customize my habits which makes it more fun to use. Habits and money doesn’t always have to be boring you can level it up and adjust it to your liking , add a couple of emojis and different colors and that’s it! I find this app very convenient! I hope more people talk about this app and start using it to help build better habits. If you are a parent, this is also a good tool to teach your kid how to balance money and how to budget in a cool way.
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lianvillezlianvillez

Response from developer

This absolutely made my day. Everything in one place, habits you can level up and make your own, no more juggling separate apps — you described exactly what Snowballer is meant to be. And I love the idea of it helping kids learn to budget too. Thank you for being one of the reasons I keep building this. 🙌

Love this app

Perfect app for tracking
baller122baller122

Response from developer

Thank you! Simple, reliable tracking is what it's all about — glad Snowballer's earned a spot on your phone. 🙏

FAQ

What is Snowballer?

Snowballer is a free app designed to help you build positive habits and track your money. It combines habit tracking with personal finance management, offering AI coaching to support your goals.

How does Snowballer help with habits?

Snowballer allows you to build daily habits and maintain streaks with a visual snowman that grows. It offers features like 'snow day' forgiveness, custom schedules, and time goals for habits.

How does Snowballer help with money?

You can log spending and income quickly by typing, speaking, or snapping photos of receipts. The app also supports scanning statements for bulk import and provides monthly budget tracking with a daily 'Safe to Snowball' number.

Does Snowballer have ads?

No, Snowballer is ad-free. The app is designed with privacy in mind and does not feature advertisements or trackers.

Is my data safe with Snowballer?

Yes, Snowballer is private by design. Your data syncs securely and is only readable by you. You can delete your account and all data at any time directly from the app.

What devices does Snowballer support?

Snowballer is currently supported on iPhone and iPod devices.

How often is Snowballer updated?

The latest version of Snowballer is 1.1, which was last updated on June 30, 2026. Updates aim to improve features and reliability.

What is the age rating for Snowballer?

Snowballer has an age rating of 4+, making it suitable for a wide range of users.