SnowballPay: Debt Payoff

Make a debt payoff plan that fits your payday. Track credit cards and loans, review statement balances, and compare snowball and avalanche estimates in one private place. No bank connection or account is required. START WITH THE STATEMENT Preview the difference between a lender statement and your recorded balance. Record interest, fees, credits or corrections separately from payments. Undo a correction without erasing later payments. Keep notes and categories, and find debts with search and filters. PLAN AROUND PAYDAY Choose weekly, biweekly, twice-monthly or monthly paydays. Set a budget for each pay period and see recorded payments, the remaining planned amount and upcoming due dates. Nothing moves money or pays a lender automatically. COMPARE YOUR OPTIONS Compare Snowball, Avalanche and your own priority order. Save scenarios for extra payments, a one-off payment, a tighter month or a proposed rate change. Calculate the extra monthly amount estimated to meet a target payoff date. Scenarios leave your actual debt balances unchanged. KEEP A CLEAR RECORD Log, repeat, edit and delete payments. Track milestones and payment insights. Review payments, balance corrections and your current monthly plan together. Export payoff PDFs, CSV schedules and activity reports. Import a documented debt CSV with a preview and duplicate checks. Export and merge a private JSON backup without replacing existing records. FREE AND PRO Free lets you add up to two debts, record and correct payments, review statements, track due days and basic progress, and keep a private backup. Pro adds unlimited debts, detailed projections and strategy comparisons, payday budgets, saved scenarios, custom priority, target-date planning, insights, reminders, charts, debt CSV import and PDF/CSV reports. Monthly, yearly and lifetime options unlock the same Pro features. Your financial records stay on your device. There are no advertising trackers or analytics accounts. When you choose to contact support, you can review the app and device diagnostics included with your message. Payoff results are estimates based on the values you enter and may differ from lender statements. SnowballPay is a personal planning tool, not financial advice. Subscriptions renew automatically until cancelled. The purchase screen shows the localized amount and billing period before confirmation. Payment is charged to your Apple Account. Manage or cancel in Settings > Apple Account > Subscriptions; cancellation applies at the end of the billing period. Lifetime is a one-time purchase. Privacy: https://innovalabworks.com/a/snowballpay/privacy Terms: https://innovalabworks.com/a/snowballpay/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/