Solace Financial Manager

Solace brings clarity and structure to household financial planning, giving you greater control over planning what comes next and managing spending so your household can pursue its financial goals. Plan your account's cash flow up to one year ahead. Manage expenses on your pay cycle. Understand where your money is going—and what comes next. ANNUAL PLANNING Create recurring income and expense plans, distinguish forecasts from confirmed amounts, and automatically generate future occurrences. Add subplans for temporary costs that run alongside regular payments, such as travel, major purchases, or seasonal expenses. PAYMENT-CYCLE MANAGEMENT Organize income and payments into consecutive cycles based on your household’s schedule. Review upcoming obligations, track completed payments, calculate contributions, and understand how deferrals, reserve funds, and out-of-pocket payments affect each cycle. PERSONAL AND SHARED PLANNING Maintain a private personal profile for your own income, expenses, plans, and reserve funds. Create a separate shared household plan for collaborating with your partner, roommates, or spouse while keeping your personal plan private. One Solace Pro membership is enough to unlock shared household planning. The Pro member creates and manages the shared profile, while an invited Free member can review and edit shared records, reconcile payments, and participate in each cycle without upgrading. Free members can also maintain a separate personal profile within Solace Free’s generous planning limits. CASH-FLOW HISTORY Use completed cycles to understand your household’s financial patterns. Review planned versus confirmed spending, unplanned expenses, income, closing balances, reserve changes, and longer-term trends over a period you select. Use this information to improve your planning and spending habits for whatever goals your household has in mind. RESERVE-FUND MANAGEMENT Track the amount your household intends to keep available, contribute additional funds over time, temporarily cover expenses between cycles, and deliberately use reserve funds when repayment is not planned. CURRENCY-AWARE PROFILES Choose a currency for each personal or shared profile. Every collaborator in a shared profile uses the same currency. Solace keeps profiles with different currencies separate and never performs an automatic currency conversion. PRIVATE BY DESIGN Solace does not connect to your bank, request banking credentials, initiate payments, display advertising, sell personal information, or use third-party tracking and analytics services. Personal records are stored on your devices and in your private iCloud database. Shared records are made available only to people you deliberately invite through Apple’s private CloudKit sharing system. The Solace developer cannot access your financial-planning records. DATA CONTROL Export a readable copy of an individual personal or shared profile to a location you choose. Profiles can also be deleted directly from Solace, with separate controls for private profiles, owned shared profiles, and invited participants leaving a shared profile. SOLACE FREE Use Solace for personal financial planning with generous limits. A Free member may also accept an invitation from a Pro member and participate in one shared household profile. SOLACE PRO Unlock unlimited personal planning and one-time cycle entries, create and manage a shared household profile, and invite another household member to collaborate. Solace Pro is a one-time purchase that can be restored on supported devices using the same App Store account. Solace is a planning and record-keeping tool. It does not provide financial, investment, tax, or legal advice and does not initiate or process payments. An iCloud-enabled Apple Account is required.