South Bay is one of the best credit unions I’ve had.
I’ve only had credit unions from Xceed which was bought out by Kinecta. Kinecta are crooks! Charging over draft fees when you weren’t over drafted, Kinecta was the place this was an issue at. Since I been at South Bay, I’ve been at ease, never had a problem with overdraft, great customer service. Love how they can make me a new card on the spot. The app has work great for everything I’ve needed. Hope it continues..
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App is really lacking
They did an update not long ago but still, I bank with 4 other institutions and SBCU is the most dated app of all. I would be a more active member if it wasn't for that.
Stay away from this credit union
This credit union stinks frankly. Their customer service is very poor and they give absurd, nonsensical reasons for denying applications for credit cards. There are much better credit unions and lending institutions out there. These people will just be a waste of time and they will put inquiries on your credit profile for no reason.
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Update is terrible
Never can get past the loading screen
Face ID
Easy to access with Face ID!




