Best apps like Spendex – AI Budget Tracker

10+ similar apps compared and reviewed

5.0 avg rating
10 free apps
Updated September 2026

Whether you want more options like Spendex or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Spendex

More apps like Spendex

4
Elekto
Elekto
Elekto
Find the best card
Free
💰 Finance
(0)
5
Credi
Credi
Credi
by Mihir Srivastava
Free

This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.

Location-based card recommendationsMerchant search for card suggestionsBest card by category
💰 Finance
(2)
free
6
SubscriMy
SubscriMy
SubscriMy
Track subscriptions & payments
Free
💰 Finance
(0)
7
LazyBudget: What's Left
LazyBudget: What's Left
LazyBudget: What's Left
Income - Bills = What's Left
Free

This app helps you understand your real spending power by tracking income and bills. It provides clear insights into what's left to spend without complex budgeting or spreadsheets. Features include bill tracking, low-balance alerts, and optional bank syncing.

Calculate spending powerTrack bills and due datesSet spending limits
💰 Finance
(1)
free with in-app purchases
8
Credit Buddy
Credit Buddy
Credit Buddy
Never miss a card perk again
Free

Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.

Track statement credits and annual perksMonitor points, miles, and redemptionsPlan and compare loyalty program transfers
💰 Finance
(1)
free with in-app purchases
9
Xpens
Xpens
Xpens
by Charles Hudson
Free

Effortlessly track business expenses by snapping photos of receipts. The app uses on-device OCR to extract details, allowing you to categorize, tag, and generate professional reports. Your data stays private and on your device.

OCR receipt scanningAutomatic data extractionCustomizable categories and tags
💰 Finance
(1)
free with in-app purchases
10
MSJ Agent
MSJ Agent
MSJ Agent
Manage customer wallets
Free
💰 Finance
(0)