SpendMaster

This update brings powerful intelligence and planning enhancements to help you better understand, forecast, and control your spending—while keeping your data private and fully under your control. SpendMaster AI: SpendMaster AI is an AI-powered finance chat that helps you explore your spending patterns, trends, and financial questions in a natural, conversational way. You can connect your own AI provider using your personal API key, giving you full ownership and flexibility over how AI is used. No financial data is collected or stored by the app. When AI is unavailable or disabled, SpendMaster automatically falls back to on-device intelligence to ensure a seamless experience. New: Spending Insights Introducing Spending Insights—a smarter way to visualize and anticipate your finances. This feature includes: * Clear category breakdowns with intuitive charts * Spending trends over time to spot patterns * Forecasted views to anticipate future income & expenses These insights help you identify overspending early and make more informed financial decisions. Redesigned Category Budgeting: Category budgeting has been redesigned to support "yearly budgets", making it easier to plan for long-term goals, recurring expenses, and seasonal spending—all in one place. More Improvements: * Refined Stocks & Investments views * Performance enhancements and bug fixes * UI and usability improvements across the app This release focuses on smarter insights, better planning, and uncompromising privacy—so you can manage your money with confidence.