SpendTally is a private expense tracker, budget planner, bill organizer, and subscription tracker for iPhone. Log spending in seconds, plan upcoming payments, and understand where your money goes - without creating an account or connecting a bank.
TRACK EXPENSES FAST
- Record expenses, income, refunds, and transfers from one amount-first editor.
- Add categories, accounts, notes, dates, and spending roles.
- Edit, duplicate, refund, or delete transactions with quick swipe actions.
- See live budget impact before saving a transaction.
PLAN BUDGETS
- Create daily, weekly, monthly, and yearly budgets.
- See spent, remaining, pace, and projected totals.
- Connect budgets to categories and planned payments.
- Track saving goals with dated contributions and progress history.
BILLS, SUBSCRIPTIONS & REMINDERS
- Organize recurring bills, subscription renewals, paydays, and debt payments.
- See what is overdue, due today, coming in the next 7 days, or scheduled later.
- Get local reminders at the time you choose.
- Move a payment to tomorrow, skip an occurrence, edit the schedule, or log it as paid.
- Deleted linked payments return to the upcoming schedule when they are still due.
ACCOUNTS AND CASH FLOW
- Track manual cash, bank, savings, credit card, loan, asset, and liability balances.
- Review income versus spending and available money after commitments.
- Keep transfers and liability payments from being counted twice.
ANALYZE YOUR SPENDING
- Explore cash flow, budget performance, category breakdowns, and spending patterns.
- Compare expected costs with actual payments.
- Convert recurring costs into clear monthly and yearly totals.
- Spot spending leaks and understand their share of your income.
SMART IPHONE TOOLS
- Scan receipts and bills with on-device text recognition, then review before saving.
- Use Home Screen and Lock Screen widgets for quick money context.
- Run Siri and Shortcuts actions for quick logging and reports.
- Follow weekly progress with Live Activities when enabled.
PRIVATE BY DESIGN
- Your financial records stay on your device.
- No account, bank connection, ads, or analytics SDK.
- Core money tracking works offline.
- You decide what to enter, change, export, or delete.
SpendTally brings expense tracking, budgeting, bill reminders, subscriptions, accounts, goals, and spending insights into one connected local finance system.
Privacy: https://spendtally-support.pages.dev/privacy.html
Support: https://spendtally-support.pages.dev/support.html
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