Spent. — Spending Tracker
Your bank alerts, written down
About
This private expense tracker logs payments from bank alerts and Apple Pay. It uses on-device AI to read screenshots and receipts, offering insights and budget tracking without cloud storage or accounts.
What's New in Spent.
2.1
October 30, 2026
One nod clears the day. Payments land in your review list. 2.1 is about getting them out of it faster. • Double-tap to log a payment. Set it up once in Settings > Back Tap Import. Then, on any payment screen, double-tap the back of your iPhone. Spent. reads it and waits for you to check. • One tap to file. Each capture in your review list shows your three most recent categories. Tap one and it's filed. • Many at once. Select several transactions and change their category, merchant, account or notes together. Undo is right there. • See what Spent. remembers. Settings > Merchant Memory lists the names you fixed, the ones AI tidied and the shortcuts Spent. learned. Change or forget any of them. • Try AI Unlock free for 7 days. On iPhones with Apple Intelligence, read screenshots, receipts and typed notes for a week. Nothing is charged when it ends. AI Unlock stays a one-time purchase, no subscription. • Guides for every setup. Back Tap, Apple Pay Capture and Notification Rules each have a short guide in the app.
MoreSubscriptions & In-App Purchases
$4.99
AI Unlock
Reads screenshots, receipts and notes. Pay once.
Events
Your ledger gets a gourd-geous pumpkin makeover.
Oct 24, 2026 — Nov 1, 2026
FAQ
How does Spent. track expenses?
Spent. logs payments automatically from bank alerts and Apple Pay after a one-time setup. It can also read screenshots of e-wallet history and receipts using on-device AI to fill in transaction details.
Is Spent. secure and private?
Yes, Spent. is designed with privacy in mind. It has no server and no account, meaning nothing is collected or stored in the cloud. All AI processing runs on your iPhone.
What are the costs associated with Spent.?
The core features of Spent., including manual tracking, bank alerts, Apple Pay capture, and receipt scanning, are free. AI Unlock, which includes screenshot import and AI receipt reading, requires a one-time purchase.
Does Spent. have ads?
No, Spent. is ad-free. The app focuses on providing a private and uninterrupted user experience without advertisements.
What devices does Spent. support?
Spent. is available for iPhone and iPad. It requires iOS 27 for bank alert integration and iOS 26 or later with Apple Intelligence for advanced AI features on iPhone 15 Pro or later.
How often is Spent. updated?
The latest version of Spent. is 2.1, last updated on October 30, 2026. Updates typically include new features, performance improvements, and bug fixes.
Can Spent. handle multiple currencies?
Yes, Spent. supports multi-currency tracking. Each account can maintain its own currency without automatic conversions, allowing for accurate tracking across different financial instruments.
What kind of insights does Spent. provide?
Spent. offers insights by category and merchant, allowing users to see spending patterns month over month. It also includes budget tracking with visual indicators to show if you are under, near, or over your set limits.
