spnd:expense & budget tracker

spnd:expense & budget tracker

Private, offline money manager

0 ratings
Free
In-App Purchases

Rating summary

Details

  • Released
  • Updated
  • August 12, 2026
  • September 24, 2026

Features

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About

spnd is the personal finance app built for people who want clarity, not complexity. No syncing to the cloud. No ads. No subscriptions required to see your own data. Just a clean, fast way to know exactly where your money goes every day. TRACK EVERYTHING Log expenses, income, and transfers in seconds. Organize by category, account, and date. See your full financial picture at a glance from the home screen. BUDGETING THAT WORKS Set a monthly budget and spnd automatically breaks it down week by week. Always know how much you can spend today without blowing the month. Get notified before you go over not after. SAVE FOR WHAT MATTERS Create savings goals for anything a trip, an emergency fund, a new laptop. spnd calculates exactly how much to set aside each week or month to get there on time. ALL YOUR ACCOUNTS, ONE VIEW Add checking, savings, credit, and cash accounts. Choose which ones count toward your main balance. See credit utilization, debt vs. limit, and net worth at a glance. BUILD THE HABIT A daily streak tracks every day you log a transaction. A configurable reminder keeps you consistent. Small actions, compounded daily, change your financial life. PRIVATE BY DESIGN Everything lives on your device. Your transactions, your accounts, your goals none of it touches our servers. Ever. Face ID and Touch ID keep your data yours, and only yours. Built with SwiftUI for iOS 17+. Supports Dynamic Type, Dark Mode, widgets, and Shortcuts automation for power users. spnd doesn't try to do everything. It does the things that matter beautifully, privately, and without getting in your way. Your finances, in order. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in spnd

3

September 24, 2026

What's New: Redesigned Streak Widget Duolingo-inspired design: a flame icon with your day count and a weekly strip showing checkmarks for every day you've logged an expense. Performance Improvements Optimized calculations across all Home widgets. The balance evolution chart no longer freezes when switching between time periods. Localization Fixes Min, avg, and max labels, weekly budget status chips, and income/expense labels now display correctly in English, Spanish, French, and German. Unlimited Receipt Scanning in Pro AI-powered receipt scanning now appears as a highlighted benefit on the subscription screen. Navigation Fix Tapping the streak widget now correctly navigates to the full Habit Tracker view. If you enjoy spnd, please consider leaving a review on the App Store!

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Subscriptions & In-App Purchases

Spnd:Expense Tracker

Year supscription

$19.991 Year
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