spnd:expense & budget tracker

Name: spnd:expense & budget tracker
Author: Emilio Yoltic Martinez

Private, offline money manager

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📊 Productivity

💰 Finance

Free

In-App Purchases

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Released
Updated
Version
Compatibility
Age Rating
Size
Devices
Data updated
Languages

August 12, 2026
August 21, 2026
2.0
iOS 26.4+
4+
10.72MB
iPhone
11 days ago
4

Features

Developer

Emilio Yoltic Martinez

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About

spnd is the personal finance app built for people who want clarity, not complexity. No syncing to the cloud. No ads. No subscriptions required to see your own data. Just a clean, fast way to know exactly where your money goes every day. TRACK EVERYTHING Log expenses, income, and transfers in seconds. Organize by category, account, and date. See your full financial picture at a glance from the home screen. BUDGETING THAT WORKS Set a monthly budget and spnd automatically breaks it down week by week. Always know how much you can spend today without blowing the month. Get notified before you go over not after. SAVE FOR WHAT MATTERS Create savings goals for anything a trip, an emergency fund, a new laptop. spnd calculates exactly how much to set aside each week or month to get there on time. ALL YOUR ACCOUNTS, ONE VIEW Add checking, savings, credit, and cash accounts. Choose which ones count toward your main balance. See credit utilization, debt vs. limit, and net worth at a glance. BUILD THE HABIT A daily streak tracks every day you log a transaction. A configurable reminder keeps you consistent. Small actions, compounded daily, change your financial life. PRIVATE BY DESIGN Everything lives on your device. Your transactions, your accounts, your goals none of it touches our servers. Ever. Face ID and Touch ID keep your data yours, and only yours. Built with SwiftUI for iOS 17+. Supports Dynamic Type, Dark Mode, widgets, and Shortcuts automation for power users. spnd doesn't try to do everything. It does the things that matter beautifully, privately, and without getting in your way. Your finances, in order. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What's New in spnd

2.0

August 21, 2026

Visual improvements and new features Privacy Policy & Terms of Use spnd now includes a full Privacy Policy and Terms of Use accessible directly from your profile. Your financial data has always been 100% local to your device — now it's formally documented. Delete My Data New option under Profile → Privacy & Data to permanently erase all your information from the app. If you have an active subscription, we'll remind you to cancel it from the App Store first. Improved Balance Evolution Chart The chart now changes color based on the period's trend (green if your balance went up, red if it went down), includes a Y-axis with reference values, and responds to touch — drag your finger across the chart to see the exact balance for any day. Habit Heatmap in History (Pro) You can now see your logging streak directly in the History screen without leaving it. Tap "See full →" to open the full habit tracker. Redesigned Streak Widget The streak widget on Home now shows a mini 4-week heatmap alongside your consecutive days counter. Improved PDF Export The PDF report has a new design featuring a black header, color-coded summary cards, category progress bars, and an alternating-row transaction table. Fully compatible with dark mode.