This app teaches children ages 6-16 about earning, saving, spending, and giving using virtual currency. It offers a curriculum of lessons, games, and scenarios to build real financial habits without the risk of real money. Parents maintain control through a PIN-protected dashboard and can automate allowances and track progress.
2.3.3
August 21, 2026
Lessons speak their choices — ages 6–8 now hear each answer choice read aloud as it lights up, so children who can't read yet can play every lesson on their own. • App updates install themselves at safe moments (never mid-game or mid-purchase); Settings shows an "Update ready" button when one is waiting • Lesson scoring is more accurate across every lesson type — score bonuses and the perfect-score bonus now land the way they should, and Saver Stars are never wrongly withheld • Lessons must actually be played to earn stars — tapping straight through no longer pays out (progress is always saved) • New for 13–16s: a stock market simulation — six months, $1,000, and a market that tests your patience • After the grown-up check, the thing you asked for reliably opens — support links, Rate Sprout Saver, and subscription management all follow through • Insights exports hand your PDF to the share sheet properly • Spotty Wi-Fi no longer signs your child out • The app ships with zero third-party analytics or trackers
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Sprout Saver is a family money tracker built by parents, fully COPPA compliant, with no ads, no data sold, and all balances virtual and parent-managed (we never connect to real bank accounts). If something felt off, we'd love to hear more at support@sproutsaver.com.
Sprout Saver is a virtual family money app designed to teach children ages 6-16 about earning, saving, spending, and giving. It uses virtual currency to build real financial habits without any real-money risk.
It incorporates a habit loop with features like earning through chores, sorting money into Save, Spend, and Give jars, setting savings goals, and requesting spending with parental approval. It also includes over 300 bite-size lessons and games.
Yes, Sprout Saver is COPPA-compliant and has no ads or targeted marketing to children. All financial decisions are made with virtual currency, and parents control all withdrawals and payouts.
The app offers a free version for up to 2 kids and 1 parent, including core features like allowance tracking and lessons. Sprout Saver Pro is available for $4.99/month or $47.90/year, adding unlimited users and advanced features like automated allowances.
No, Sprout Saver is ad-free. The developers explicitly state 'No ads. No targeted marketing to children.'
Sprout Saver is available on iPhone, iPad, and iPod. It is designed for iOS devices.
The app was last updated on August 13, 2026, indicating regular maintenance and feature additions. The latest version is 2.3.0.
Unlike apps that provide real debit cards, Sprout Saver uses virtual currency for practice, minimizing risk. It also integrates a curriculum based on research from Cambridge University and Stanford, focusing on habit formation and delayed gratification.
