ST Pay - Spend, Save, Invest

ST Pay - Spend, Save, Invest

Entire finance in your mobile

14 ratings
7 reviews
Free

Details

Released
September 13, 2022
Updated
November 9, 2026

Features

ST Pay - Spend, Save, Invest screenshot #1 for iPhone
ST Pay - Spend, Save, Invest screenshot #2 for iPhone
ST Pay - Spend, Save, Invest screenshot #3 for iPhone
ST Pay - Spend, Save, Invest screenshot #4 for iPhone
iphone
ipad
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About

Manage all your finances from one app. This personal finance tool offers quick and secure account registration to unlock features like adding money, merchant payments, and bill payments. Enjoy a seamless payment experience for everyday transactions.

✓Add money
✓Merchant payment
✓Utility bill payment
✓Send/receive money
✓Secure account registration
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+1

What's New in ST Pay

1.4.1

November 9, 2026

- Bug fixes and improvements

User reviews

Face verification not working

Please solve this problem face verification

Save Yourself, Its not worth it

Let's be real. The only reason you would want to download this app is to pay on Sharetrip. But this app is horrendous. Save yourself some time and use something else.

First time when I tried, their OTP didn't work.
Second time OTP worked but KYC didn't work.
Third time KYC somewhat worked but it took pictures automatically, which came out blurry. So verification failed.
Fourth time it worked. I was able to add 10K from card. But I cannot add more without adding bank account. Fine. But they say they will take 3 working days to add bank account, while I need to pay for flight tickets now. Can you believe it? In 2025, they take 3 days to add bank account.

Most importantly, the app is horrible. This is type of project second year computer science students do for their mobile app course.
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Horrible experience

The KYC verification system is worst ever.

Horrible experience

The KYC verification system is worst ever.

Broken app

The eKYC verification system is broken. The camera automatically takes photos before the ID can be placed in front of it properly. Same for the user selfie. It automatically captures a selfie before the user is ready and captures blurry or unrecognisable photos which ultimately leads to verification failure. Worst part is after the camera captures a unusable photo automatically there is no way to revert or undo the action. It auto submits it and you have to wait for the inevitable verification failure before you can attempt again. Overall it's a rushed a broken product deployed on top of the digital payments crazy every startup is jumping on.
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Developer apps

FAQ

What is ST Pay?

ST Pay is a Bangladeshi personal finance app designed to help users manage their money, make payments, and pay bills conveniently and securely from their mobile devices.

Is ST Pay free to use?

Yes, ST Pay is available for free, with no upfront costs for downloading or using its core features. The app does not have in-app purchases or advertisements.

What financial features does ST Pay offer?

ST Pay allows users to add money to their account, make payments to merchants, pay utility bills, and send or receive money to/from others.

How secure is ST Pay?

ST Pay is described as a safe and secure app for managing your finances. Users can register an account within a minute to access its features.

What devices support ST Pay?

ST Pay is compatible with iPhones and iPads, making it accessible to a wide range of iOS users.

How often is ST Pay updated?

The app was last updated to version 1.4.1 on November 9, 2026, indicating a history of updates. Users can expect ongoing improvements and feature additions.

What is the user rating for ST Pay?

ST Pay has a rating of 3.0 stars based on 14 user ratings. This suggests a mixed user experience, with room for improvement.

What is the age rating for ST Pay?

ST Pay has an age rating of 4+, meaning it is suitable for users aged 4 and above.