Stream Reviews: Is It Legit?

Customer Experience

Positive experience54.4% of reviews
Neutral5.1% of reviews
Negative experience40.4% of reviews

~ Based on 136 written reviews from the US App Store.

Is Stream Safe?

Stream - Workplace Finance appears safe based on user ratings. AppsHunter Safety Score for Stream is 95/100.

This assessment is based on 47,524 user ratings, with an App Store average of 4.8/5.

Is Stream Legit?

Stream - Workplace Finance appears to be a legitimate app. AppsHunter Legitimacy Score for Stream is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Useful App

This is a very good idea to have your wages and benefits and savings all in one place.
This app is relatively easy to use and navigate.
It helps you financially and has a lot of great information.

Not correct

It is not working correctly; it adds negative daily totals.

Rubbish

Employer took company benefits off internal website and forced staff to use this. I don’t need to budget my wages etc. just wanted cinema discount. And now it’s less than it used to be - not even 10% and we can’t get ticket discount we have to buy a voucher and then you get a tiny percentage off that. What a waste of time. Useless.
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STEVIE

Excellent way , without very high interest to control unexpected expenses, important to control less income,
Keep to that , & this offers great service

No updates

Very poor care updating progress on dashboard

Mrs

This is a big help

Mr

Stream Is The best in the world

Worse financial app

Wagestream is honestly one of the worst companies to deal with. Getting through to an actual person is so difficult. They just use an AI system call Sam that creates tickets but nothing ever seems to actually get sent on to anyone real.

All I’m trying to do is update my bank details. They say it should be done within 48 hours but its way past that now. Its been about 5 days. I get paid weekly I updated my details last Wednesday so I would be all set to get paid on Friday and it still hasn’t gone through is Monday despite all the chase from Wednesday nothing my company is even including me in an email they sent to them and nothing. I regret joining wage stream
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Work finance

It gives me control of my finances and is user friendly with many useful services provided. Thank you so much. Richie

GLITCH

I am not happy that compliant can’t be raised and resolved on Stream especially with glitches from the app especially after correspondence with Employer HR Team and it’s established that such records glitch is from Stream. My 17/09/2026 payment is not captured on Stream and this distorts me and makes me very uncomfortable with Stream. Stream is not glitch proof.
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Rename

My apologies for strong language in previous review- I wanted to updated this.

I personally do dislike the name-change of this app from "Wagestream" to just "Stream"- it's so confusing! Wagestream is recognisable and a brand name- honestly I don't think the rename works.

It's a good service generally TBH but I think it was fine before.

It's confusing trying to find information online now. The word "stream" is literally everywhere why on earth would just have a single word as the name of the app when it fine before?
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Displeasure.

I sent money since 5pm today and I hasn’t reflected till now. And I need it

Virtually pointless

Something has changed since the last time I used Stream, particularly in the way available earnings are calculated.

After 18 days, Stream tells me I have accumulated only £165 in available earnings, despite my actual net salary earned over that period being around £1,500. My gross earnings are, of course, higher still. £165 as a mid-month earnings figure is laughable and makes the service virtually pointless.

More concerningly, I discovered only after completing the transaction that the money would be deducted across two paycheques, September and October, rather than being recouped entirely from my next paycheque as previously. This was not made sufficiently clear before I completed the transaction.

Looking at some of the other financial products now advertised through the app, I am also concerned that Stream appears to be moving away from its original earned-wage-access model towards something resembling a payday-loan business model. That is a significant change in direction and, in my view, risks turning a potentially useful employee benefit into something predatory.

I will not be using Stream again. I also intend to raise my concerns with my Trust and ask them to reconsider including Stream in its staff benefits package.
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🧐

Just thought I’d see what this was about, only for it to enroll me in saving £20 a month I didn’t ask it to do.
Not impressed. So as soon as it’s set up I shall be cancelling it.

Lifesaver!

Wagestream provides a lifeline to access my wages earlier in these difficult times, which enables me to pay my bills on time.

Inno

This is amazing and very helpful especially when in need of emergency funds

User friendly

The app is user friendly. Understanding my pay and taking control of it is very helpful in managing my finances. I highly recommend this app.

Title: Payment System Is Confusing and Inconsistent

This is a brilliant app, but the payment system is very frustrating and inconsistent. It would be much better to receive our stream on a particular day every week, rather than dealing with the uncertainty of when payments will come through.

I’ve been using this app for over a year, and I’m still struggling to understand how the payment system works. Sometimes you receive something, sometimes they take something, and other times it feels like they take some and give some back. The whole process is confusing and, frankly, quite dodgy.

The app itself is excellent, but the payment methods and consistency really need to be improved.
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Totally Unreliable

I’ve had nothing but trouble. Recently started a new job and had no pay since the end of July from my previous job. I’ve now got to rely on Stream and draw downs to pay bills and had nothing but problems and no one to speak to and been left on read by Fran in support with no explanation of what to expect. I’m someone who doesn’t miss bills but I’ve had to and from August 18th to September 12th I’ve had to chase my own payroll and Stream on my days off. It shouldn’t be this difficult!
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SHCA

A beautiful place to save at ease, has been very helpful