SumUp: Personal Finance

SumUp: Personal Finance

The rewarding money account

592 ratings
119 reviews

Details

  • Released
  • Updated
  • May 24, 2019
  • September 14, 2026

Features

SumUp: Personal Finance screenshot #1 for iPhone
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SumUp: Personal Finance screenshot #8 for iPhone
SumUp: Personal Finance screenshot #9 for iPhone
SumUp: Personal Finance screenshot #10 for iPhone
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About

Manage your finances with a tap. Pay, get paid, and split bills instantly. Budget for daily life and save for big moments with virtual and physical cards. Earn cashback on everyday spending.

Pay, get paid, and split bills
Send and request money
Set monthly budgets and track spending
Link multiple accounts
Virtual and physical card for worldwide spending
Save money in dedicated Spaces
Earn cashback on purchases
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What's New in SumUp

3.13.0

September 14, 2026

It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year.

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User reviews

Code Parrain : ALEXIS2042

Une application simple et pratique pour mieux gérer ses finances personnelles au quotidien. SumUp Finances Personnelles permet de garder un œil sur ses dépenses, de suivre son budget et d’avoir une meilleure visibilité sur sa situation financière. L’interface est claire et agréable à utiliser, ce qui permet de consulter facilement ses informations et de mieux suivre ses habitudes de dépenses. En utilisant mon code de parrainage ALEXIS2042 lors de ton inscription, tu bénéficieras de 10 € offerts pour découvrir l’application.
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Application obsolète

Pas de mail d’information cernant le passage a SumUp financés personnelles pour SumUp pay . De plus la validation du téléphone pour effectuer son virement est obsolète sur les 2 applications le service client n’est pas joignable par chat dans les meilleurs délais
. Climat catastrophique pour une nouvelle application
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My payment

I have been waiting for a payment of what I need to pay for my transport to work on a faster payment and I have not received my payment to my bank account whatsoever this is ridiculous my payments from work everybody receiving it on Friday I receive it Sunday morning it’s foolishness and playing with the lives of bank holders ,support is terrible I can’t get in touch with anyone at all
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Unauthorised payment on the account and useless support and App

My account was having an unauthorised payment but when I reach to the support it was never responding, there is no immediate live support but always automated reply, the support chat is basically useless, I don't know if there is ever any live chat agents available, while there is no other ways to find the support instead of the Apps and support Q&A , avoid.
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A fuir

Sumup pour les particuliers est une catastrophe c’est vraiment à fuir blocage des fonds des le premier virement reçus … les agents vous répondent toujours la même chose … de patienter . Mais quand on a besoin de l’argent l’est plus facile à dire qu’à faire .

Developer apps

FAQ

What is SumUp's main function?

SumUp is a personal finance app designed to help users manage their money. It allows for easy payments, bill splitting, money requests, budgeting, and saving for future goals.

How does SumUp help with budgeting?

SumUp enables users to set a monthly budget and track their spending on a daily, weekly, or yearly basis. You can also set aside money in dedicated 'Spaces' for specific savings goals.

Can I use SumUp for international spending?

Yes, SumUp offers a physical Mastercard for worldwide spending and does not charge foreign exchange (FX) fees. You can also get virtual cards for specific saving Spaces.

How do I earn rewards with SumUp?

You can earn cashback every time you spend with your SumUp Mastercard, up to a limit of £10/€10 per calendar month. You may also collect points or stamps at participating SumUp loyalty businesses.

Is SumUp safe to use?

SumUp Payments Limited is authorized by the Financial Conduct Authority in the UK, and SumUp EU Payments UAB is authorized by the Bank of Lithuania. These authorizations indicate adherence to financial regulations.

What devices is SumUp available on?

SumUp is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets.

How often is SumUp updated?

The latest version of SumUp is 3.5.0, and it was last updated on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and support.

What is the user rating for SumUp?

SumUp has a strong user rating of 4.5 stars, based on 592 ratings. This suggests a generally positive user experience and satisfaction with the app's features.