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SumUp: Personal Finance

SumUp: Personal Finance

The rewarding money account

592 ratings
122 reviews
💰 Finance
🛍️ Shopping

Details

  • Released
  • Updated
  • May 24, 2019
  • October 13, 2026

Features

Developer

SumUp Limited
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SumUp: Personal Finance screenshot #1 for iPhone
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About

Manage your finances with a tap. Pay, get paid, and split bills instantly. Budget for daily life and save for big moments with virtual and physical cards. Earn cashback on everyday spending.

✓Pay, get paid, and split bills
✓Send and request money
✓Set monthly budgets and track spending
✓Link multiple accounts
✓Virtual and physical card for worldwide spending
✓Save money in dedicated Spaces
✓Earn cashback on purchases
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+1

What's New in SumUp

3.17.0

October 13, 2026

It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year.

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User reviews

Most RecentHighest RatedLowest Rated

Ok so far.

I am pleased so far. I’m not sure if Sumup is only good for spending with, I’m trying for a business account so I may change my review if I have a bad experience.
Dumbapp36879Dumbapp36879

10€ Startguthaben: MILAD6793

Erhalte 10 €, wenn du dich mit meinem Code MILAD6793 bei SumUp anmeldest
Milad2694Milad2694

Grateful

I’m just happy to have an app that works this well, Allows me to withdraw money and be paid into. Very useful and has saved me a lot of stress and hassle.
IUndertaker17439IUndertaker17439

Code Parrain : ALEXIS2042

Une application simple et pratique pour mieux gérer ses finances personnelles au quotidien. SumUp Finances Personnelles permet de garder un œil sur ses dépenses, de suivre son budget et d’avoir une meilleure visibilité sur sa situation financière. L’interface est claire et agréable à utiliser, ce qui permet de consulter facilement ses informations et de mieux suivre ses habitudes de dépenses. En utilisant mon code de parrainage ALEXIS2042 lors de ton inscription, tu bénéficieras de 10 € offerts pour découvrir l’application.
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Aleks7751Aleks7751

Application obsolète

Pas de mail d’information cernant le passage a SumUp financés personnelles pour SumUp pay . De plus la validation du téléphone pour effectuer son virement est obsolète sur les 2 applications le service client n’est pas joignable par chat dans les meilleurs délais
. Climat catastrophique pour une nouvelle application
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SummerGrrnSummerGrrn
See 117 more reviews

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FAQ

What is SumUp's main function?

SumUp is a personal finance app designed to help users manage their money. It allows for easy payments, bill splitting, money requests, budgeting, and saving for future goals.

How does SumUp help with budgeting?

SumUp enables users to set a monthly budget and track their spending on a daily, weekly, or yearly basis. You can also set aside money in dedicated 'Spaces' for specific savings goals.

Can I use SumUp for international spending?

Yes, SumUp offers a physical Mastercard for worldwide spending and does not charge foreign exchange (FX) fees. You can also get virtual cards for specific saving Spaces.

How do I earn rewards with SumUp?

You can earn cashback every time you spend with your SumUp Mastercard, up to a limit of £10/€10 per calendar month. You may also collect points or stamps at participating SumUp loyalty businesses.

Is SumUp safe to use?

SumUp Payments Limited is authorized by the Financial Conduct Authority in the UK, and SumUp EU Payments UAB is authorized by the Bank of Lithuania. These authorizations indicate adherence to financial regulations.

What devices is SumUp available on?

SumUp is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets.

How often is SumUp updated?

The latest version of SumUp is 3.5.0, and it was last updated on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and support.

What is the user rating for SumUp?

SumUp has a strong user rating of 4.5 stars, based on 592 ratings. This suggests a generally positive user experience and satisfaction with the app's features.