SumUp: Personal Finance

SumUp: Personal Finance

The rewarding money account

592 ratings
113 reviews

Details

  • Released
  • Updated
  • May 24, 2019
  • August 3, 2026

Features

SumUp: Personal Finance screenshot #1 for iPhone
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SumUp: Personal Finance screenshot #9 for iPhone
SumUp: Personal Finance screenshot #10 for iPhone
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About

Manage your finances with a tap. Pay, get paid, and split bills instantly. Budget for daily life and save for big moments with virtual and physical cards. Earn cashback on everyday spending.

Pay, get paid, and split bills
Send and request money
Set monthly budgets and track spending
Link multiple accounts
Virtual and physical card for worldwide spending
Save money in dedicated Spaces
Earn cashback on purchases
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What's New in SumUp

3.7.0

August 3, 2026

It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year.

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User reviews

”MELISSA9968“ Très satisfaite

Très satisfaite de mon compte SumUp, app intuitive, service client très agréable et efficace, pour les virement pas besoin d’attendre 24/48h pour qu’il soit ajoutée c’est directe. C’est super n’hésitez pas !
Code Promo pour bénéficier de 10€ à l’inscription : MELISSA9968

Sumup au top

Magnifique, ce meuble toujours en évolution, on va dépasser Revolut

Pas dispo

La carte n’est pas disponible en Martinique alors qu’elle est disponible sur en Guadeloupe ( l’île française voisine). Impossible d’en informer le service client

Génial

J’ai commencé à utiliser SumUp avec ma société, et je n’ai rien à redire, je suis vraiment satisfaite au point que j’ai finalement ouvert un compte personnel particulier. J’ai reçu ma carte sur le téléphone immédiatement. Servir dans l’heure qui suivait. Je suis super contente et des membres de ma famille. Famille ont ouvert pour clôturer ce qu’ils avaient dans des grandes banques françaises.
Ici on peut enregistrer un bénéficiaire et lui faire un virement immédiatement, il ne faut pas passer par un interlocuteur et attendre 24 à 48 heures pour pouvoir faire les transferts. la plate-forme est très réactive. En cas de problème, je me suis retrouvé coincé en Thaïlande avec ma banque française. Mais j’ai pu régler là-bas tous mes achats, même si normalement on peut payer juste en Europe SumUp, m’a trouvé une solution et j’ai pu poursuivre mon séjour. Merci
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Satisfaisant

Super application très correcte aucune complication un peut avec la carte quand je les reçue mes problème résolue rapidement avec l’aide des conseillers à distance je recommande cet banque 🙂

Developer apps

FAQ

What is SumUp's main function?

SumUp is a personal finance app designed to help users manage their money. It allows for easy payments, bill splitting, money requests, budgeting, and saving for future goals.

How does SumUp help with budgeting?

SumUp enables users to set a monthly budget and track their spending on a daily, weekly, or yearly basis. You can also set aside money in dedicated 'Spaces' for specific savings goals.

Can I use SumUp for international spending?

Yes, SumUp offers a physical Mastercard for worldwide spending and does not charge foreign exchange (FX) fees. You can also get virtual cards for specific saving Spaces.

How do I earn rewards with SumUp?

You can earn cashback every time you spend with your SumUp Mastercard, up to a limit of £10/€10 per calendar month. You may also collect points or stamps at participating SumUp loyalty businesses.

Is SumUp safe to use?

SumUp Payments Limited is authorized by the Financial Conduct Authority in the UK, and SumUp EU Payments UAB is authorized by the Bank of Lithuania. These authorizations indicate adherence to financial regulations.

What devices is SumUp available on?

SumUp is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets.

How often is SumUp updated?

The latest version of SumUp is 3.5.0, and it was last updated on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and support.

What is the user rating for SumUp?

SumUp has a strong user rating of 4.5 stars, based on 592 ratings. This suggests a generally positive user experience and satisfaction with the app's features.