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SurgePay

SurgePay

Fast, Simple and Secure

8 ratings
6 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
November 17, 2025
Updated
October 2, 2026

Features

Developer

SURGEPAY INC
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⭐6
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🔄6+ apps
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❓8 answered
FAQ↘︎
📦~ in 3 weeks
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About

Manage multiple currencies, virtual cards, and send/receive money securely. Offers quick sign-in options, including biometrics, and provides real-time exchange rates for conversions. Ideal for everyday financial transactions with built-in support.

✓Multi-currency wallets (USD & NGN)
✓Virtual card creation
✓Money conversion with live rates
✓Send and receive money
✓Secure sign-in with biometrics
✓In-app live chat support
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What's New in SurgePay

1.0.15

October 2, 2026

- Bug Fixes and Performance Improvements

User reviews

Most RecentHighest RatedLowest Rated

Multi chain wallets

Loving how this is like a super money app
SSeun162

Converted usd to ksh

I was able to convert usdc to KSH that I had been having issues in
🇰🇪
SSeun162

Reliable and efficient

No delay whatsoever with sending money internationally. As soon as I sent money it was received I’m talking about within seconds. And there’s a cryptocurrency integration as well. It’s really easy and intuitive to use and the layout is visually appealing too. Amazing app all around for sure
LL0M3in

Seamless interface

Seamless interface and functionality
EEsosaE

Virtual account

I was able to open NGN account in under 2 mins
SSeunstl

FAQ

What currencies can I hold in SurgePay wallets?

SurgePay currently supports multi-currency wallets for USD and NGN. You can create wallets in a tap and view real-time balances for each currency.

How secure is SurgePay?

SurgePay prioritizes security with quick, secure sign-in options including email/password validation, optional biometric login (Face ID/Touch ID), a transaction PIN for approvals, and two-factor authentication.

Can I create virtual cards with SurgePay?

Yes, you can create virtual cards after a quick KYC process. You can pick the country and card style, fund or withdraw from them, and view card details securely.

How does SurgePay handle money conversions?

SurgePay offers intuitive money conversion with live rates. The app provides a transparent rate and fee preview before you confirm, and instantly calculates what the recipient will receive.

What are the supported devices for SurgePay?

SurgePay is available on iPhone and iPod devices. The app is designed for a seamless experience on Apple's mobile platforms.

How often is SurgePay updated?

The latest version of SurgePay is 1.0.8, which was last updated on March 13, 2026. Updates typically include new features, performance improvements, and security enhancements.

Does SurgePay have ads?

No, SurgePay does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience for managing your finances.

What is the user rating for SurgePay?

SurgePay has a high user rating of 5.0 stars based on 6 ratings. This indicates a very positive reception from its user base.