GOOD BANK
I enjoyed my membership with them but you need an activation code to sign up and this has been for over a year. I hope they do better
Archived App
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
Details
About
This app combines a digital bank account with a personal line of credit to help users manage debt and cover expenses. It offers features like early paycheck access, fee-free ATM withdrawals, and the ability to transfer funds between accounts.
✓Integrated deposit account and line of credit
✓Early paycheck access
✓Fee-free ATM withdrawals
✓No balance transfer fee
✓Borrow and repay over time
✓Move money between accounts
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What's New in Swell Money
1.2.0
May 19, 2023
New in Swell Mobile v1.2.0: User experience enhancements
User reviews
FAQ
What is Swell Money?
Swell Money offers an integrated digital bank account (Swell Cash) and a personal line of credit (Swell Credit) designed to help users manage debt and unexpected expenses. Banking services are provided by Central Pacific Bank, Member FDIC.
How does Swell Money help with debt?
Swell Credit allows you to pay down higher-rate credit card balances and cover expenses with a cash advance, offering a line of credit instead of a credit card. You pay interest only on what you borrow.
What are the fees associated with Swell Money?
Swell Cash has a $12 monthly account service fee that can be avoided by meeting monthly debit card purchase transaction requirements. Fee-free ATM withdrawals are available at over 45,000 U.S. locations through the Allpoint network.
What are the credit limits and APRs for Swell Credit?
As of March 2023, Swell Credit offers credit limits from $1,000 to $10,000 with APRs ranging from 7.99% to 23.99%. These rates and limits are set by Central Pacific Bank and are subject to credit approval.
Is Swell Money available in all states?
Swell Cash and Swell Credit are not available in all states. Eligibility and state availability details can be found on the Swell Money website.
How secure is Swell Money?
Swell Cash deposit accounts are FDIC-insured for deposits up to $250,000 per depositor, provided by Central Pacific Bank. The app facilitates secure transactions between your Swell Cash and Swell Credit accounts.
What devices does Swell Money support?
Swell Money is available on iPhone, iPad, and iPod devices, indicated by its support for iOS platforms.
How often is Swell Money updated?
The app was last updated on May 19, 2023, with version 1.2.0, suggesting regular updates to maintain functionality and security.
