SwipeCaddy: Which Card to Use

SwipeCaddy: Which Card to Use

Cash back, points & miles

0 ratings
Free
With Ads

Rating summary

Details

  • Released
  • Updated
  • July 20, 2026
  • July 21, 2026

Features

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About

Which credit card should you use at Costco, the gas station, or dinner tonight? SwipeCaddy answers instantly: it knows the reward rates of 75+ US cards — 240+ offers across 48 major stores and 23 spending categories — and hands you the best card from YOUR wallet. No bank linking. No card numbers. Ever. Just pick the cards you carry and SwipeCaddy does the math. WHY SWIPECADDY • THE ANSWER, INSTANTLY — open the app to the best card for where you're standing. No spreadsheets, no memorizing rewards charts. • YOUR WALLET, YOUR CARDS — choose from 75+ popular US credit cards. Your wallet stays on your phone. • NEARBY MAP — see the stores around you and the best card for each one before you reach the door. • CASH BACK, POINTS & MILES — every card is ranked on real cash value with conservative point valuations, so 5x points and 3% cash back finally compare fairly. • FINE PRINT, HANDLED — rotating quarterly categories, spend caps, portal-only offers, and store network rules (like warehouse clubs that only accept one card network in store) are built into every recommendation. • FAVORITES — heart the cards, stores, and categories you use most. • WORKS OFFLINE — recommendations load even with no signal at the register. • ENGLISH & SPANISH — completamente bilingüe. DATA YOU CAN TRUST Reward rates rot — cards retire, categories rotate, rates change quietly. SwipeCaddy's database is verified against issuer pages and refreshed weekly, with verification dates published at swipecaddy.com. When the rates change, your answer changes. FREE TO USE SwipeCaddy is free, supported by ads. Start as a guest with up to 3 cards — no account required. Sign in free with Apple or Google to keep up to 5. PRIVATE BY DESIGN • The recommendation engine runs entirely on your phone — your wallet never leaves your device. • We never ask for card numbers, logins, or bank access. • No tracking, and ads are non-personalized. • We don't take referral commissions from card issuers, so the recommendation answers to you — not to whoever pays the most. Questions, or a rate that looks off? Email hello@swipecaddy.com — a human reads every message. SwipeCaddy — The right card, handed to you.
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What's New in SwipeCaddy

0.6.0

July 21, 2026

Developer apps