Simple easy to maximize reward$$$
Have been using this app for a few weeks now and i can already see it can help push rewards $$$ north by 2-3% for sure. If do the math it quickly adds up to a lot.
Free
With Ads
About
Instantly find the best credit card for any purchase based on your wallet's rewards. It analyzes cash back, points, and miles, considering fine print like rotating categories and spend caps. Works offline and prioritizes your privacy.
✓Instant best card recommendations
✓Cash back, points, and miles comparison
✓Handles card reward fine print
✓Offline functionality
✓Privacy-focused design
✓Supports English and Spanish
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What's New in SwipeCaddy
1.1.0
September 11, 2026
• Your cards now sit in a row you can swipe, best first — if your best card is at home, your next one is right beside it. • Other cards are sorted by what they'd earn. • A store we can't identify now shows your cards' everyday rates instead of a dead end. • Store sheets show the store's category and address, and closing a store picked in Swipe Spot takes you back to the list. • More accurate store detection on Android. • Bug fixes and polish.
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FAQ
Does SwipeCaddy have ads?
Yes, SwipeCaddy is supported by non-personalized ads. The Pro version removes these advertisements.
What is the cost of SwipeCaddy?
SwipeCaddy is free to use. There are optional in-app purchases for SwipeCaddy Pro, which unlocks additional features and removes ads.
How secure is SwipeCaddy?
SwipeCaddy is designed with privacy in mind. It does not ask for card numbers, logins, or bank access, and the recommendation engine runs entirely on your phone.
How often is SwipeCaddy updated?
SwipeCaddy's database is refreshed weekly to ensure reward rates are current. The app itself was last updated on August 2, 2026.
What devices does SwipeCaddy support?
SwipeCaddy is available for iPhone and iPad devices.
What is the age rating for SwipeCaddy?
SwipeCaddy has an age rating of 17+, likely due to its focus on financial management and credit card usage.
Can I use SwipeCaddy without an account?
Yes, you can start as a guest with up to 3 cards without needing an account. Signing in with Apple or Google allows you to keep up to 5 cards and sync them across devices.
What makes SwipeCaddy different from other rewards apps?
SwipeCaddy differentiates itself by directly comparing cash back, points, and miles based on real value, and by meticulously handling complex reward rules like rotating categories and spend caps, all while prioritizing user privacy.