SwipeCaddy: Which Card to Use

SwipeCaddy: Which Card to Use

Cash back, points & miles

2 ratings
Free
With Ads

Rating summary
2
0
0
0
0

Details

  • Released
  • Updated
  • July 20, 2026
  • August 11, 2026

Features

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About

Instantly find the best credit card for any purchase based on your wallet's rewards. It analyzes cash back, points, and miles, considering fine print like rotating categories and spend caps. Works offline and prioritizes your privacy.

Instant best card recommendations
Cash back, points, and miles comparison
Handles card reward fine print
Offline functionality
Privacy-focused design
Supports English and Spanish
Show original description
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What's New in SwipeCaddy

0.19.0

August 11, 2026

CARDS THAT MAKE YOU CHOOSE Some cards only pay their headline rate on categories you picked with your bank — and until now SwipeCaddy had no way to know which ones you chose, so it quietly assumed the worst. • Open a card you have, and if it lets you choose, you'll see "Your picks" — tap the categories or retailers you selected with your bank. • It knows how many you're allowed. Two of Cash+'s eleven, one of Huntington's sixteen. Pick your limit and the rest stop responding, so the app never promises a rate you aren't earning. • Cards you don't have now show what they COULD pay, with "choose this category" attached — the same way the website has always shown them. SWIPE SIGNAL (BETA) • Arrivals in a busy plaza stop asking you to pick when every nearby shop has the same answer. • When it genuinely can't tell, it now names the shops instead of saying "you're near a few stores". Plus faster lists, a keyboard that dismisses on search, and a lot of small layout fixes.

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FAQ

Does SwipeCaddy have ads?

Yes, SwipeCaddy is supported by non-personalized ads. The Pro version removes these advertisements.

What is the cost of SwipeCaddy?

SwipeCaddy is free to use. There are optional in-app purchases for SwipeCaddy Pro, which unlocks additional features and removes ads.

How secure is SwipeCaddy?

SwipeCaddy is designed with privacy in mind. It does not ask for card numbers, logins, or bank access, and the recommendation engine runs entirely on your phone.

How often is SwipeCaddy updated?

SwipeCaddy's database is refreshed weekly to ensure reward rates are current. The app itself was last updated on August 2, 2026.

What devices does SwipeCaddy support?

SwipeCaddy is available for iPhone and iPad devices.

What is the age rating for SwipeCaddy?

SwipeCaddy has an age rating of 17+, likely due to its focus on financial management and credit card usage.

Can I use SwipeCaddy without an account?

Yes, you can start as a guest with up to 3 cards without needing an account. Signing in with Apple or Google allows you to keep up to 5 cards and sync them across devices.

What makes SwipeCaddy different from other rewards apps?

SwipeCaddy differentiates itself by directly comparing cash back, points, and miles based on real value, and by meticulously handling complex reward rules like rotating categories and spend caps, all while prioritizing user privacy.