simple but does everything you need
tells me exactly how much of my student loan i pay!
Clean, simple and easy to use
Saves the legwork, accountant would probably charge a tenner for the same
You do the math
You do the math
Free
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About
Calculate your UK salary after deductions like taxes, National Insurance, pensions, and student loans. See detailed yearly, monthly, and weekly breakdowns of your take-home pay and compare multiple salary scenarios.
✓Calculate UK take-home salary
✓Deduct taxes, NI, pensions, student loans
✓Compare multiple salaries
✓Detailed pay breakdowns (yearly, monthly, weekly)
✓Supports all student loan plans
✓Includes employer pension contributions
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What's New in takehome
2.0.2
December 3, 2025
NOW UPDATED FOR THE 2026-2027 TAX YEAR AFTER THE BUDGET! We've also added full support for Scottish Tax bands, and fixed a key bug with the tax codes not working properly.
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FAQ
What is Takehome?
Takehome is a UK-based application designed to calculate your net salary after deductions. It accounts for taxes, National Insurance, pensions, and various student loan plans to provide a clear picture of your take-home pay.
How does Takehome calculate my salary?
Takehome calculates your salary by factoring in UK income tax, National Insurance contributions, employer pension contributions (including automatic enrolment and salary sacrifice), and specific student loan plans (1, 2, 4, 5, and postgraduate).
Can I compare different salary scenarios with Takehome?
Yes, Takehome allows you to compare multiple salaries. This feature helps you understand how different income levels or employment offers would impact your actual take-home pay.
What student loan plans does Takehome support?
Takehome supports all major UK student loan plans, including Plan 1, Plan 2, Plan 4, Plan 5, and postgraduate loans, ensuring accurate calculations for a wide range of users.
Does Takehome show my pay breakdown weekly, monthly, and yearly?
Yes, Takehome provides detailed breakdowns of your take-home pay on a yearly, monthly, and weekly basis, giving you flexibility in how you view your earnings.
Is Takehome free to use?
Takehome is available for free. However, it does contain advertisements to support its development and operation.
What devices can I use Takehome on?
Takehome is compatible with both iPhones and iPads, making it accessible to a broad range of Apple users.
How often is Takehome updated?
The latest version of Takehome is 2.0.2, and it was last updated on December 3, 2025. Updates typically include new features, bug fixes, and adjustments for any changes in UK tax or student loan regulations.
