TakeHomeIQ Paycheck Calculator
US Hourly Overtime & Net Pay
About
Calculate your exact take-home pay before payday. This tool is designed for workers with variable income, showing detailed breakdowns of earnings, taxes, and deductions. Model different scenarios to understand the financial impact of changes.
What's New in TakeHomeIQ Paycheck Calculator
1.1.1
September 6, 2026
What's New in 1.1.1: - More accurate paycheck amounts when you correct your pay frequency after scanning a stub - Scanned stubs now correctly capture your year-to-date Social Security and Medicare wages - Clearer confirmation when you tap "I understand" on the Withholding Snapshot card
MoreSubscription plans
TakeHome IQ Premium (Annual)
Unlimited saves + scan, What-If, multi-source, CSV.
FAQ
What is TakeHome IQ?
TakeHome IQ is a paycheck intelligence tool designed to help variable-pay W-2 workers estimate their exact take-home pay before payday. It provides detailed breakdowns of earnings, taxes, and deductions, and allows users to model various financial scenarios.
Is TakeHome IQ free to use?
Yes, TakeHome IQ offers a free tier that includes live paycheck projections, change analysis, tax breakdowns, and the ability to build your next paycheck with various earning modes. Premium features require a subscription.
What are the premium features of TakeHome IQ?
Premium unlocks unlimited saved paychecks, pay stub scanning for auto-fill, advanced what-if scenarios, support for multiple work sources, and CSV export. These features are available through monthly or annual subscriptions.
Does TakeHome IQ have ads?
No, TakeHome IQ does not contain advertisements. The app is free to use with optional premium features available via subscription.
How accurate is TakeHome IQ?
TakeHome IQ uses IRS Publication 15-T formulas for federal withholding and accounts for state withholding rules, FICA, and various deductions. While designed to match payroll systems, actual amounts can vary based on employer specifics.
What devices does TakeHome IQ support?
TakeHome IQ is available on iPhone and iPad devices, supporting the latest iOS operating system features.
How often is TakeHome IQ updated?
The app was last updated on April 27, 2026, indicating ongoing development and support for current tax years (2025 and 2026).
What is the user sentiment for TakeHome IQ?
Based on the available data, TakeHome IQ has a perfect 5.0-star rating from 3 reviews, suggesting very positive initial user sentiment.