TallyWorth — your whole financial picture, tracked your way
Every account you own, in one clean view. Bank, brokerage, crypto, retirement, real estate, vehicles, valuables, credit cards, loans, mortgages — TallyWorth pulls them all together into a single net worth number, and shows you exactly how it's moved over time. No bank logins. No data aggregator. No subscription.
Portfolio Performance — is your money actually growing?
Value vs. Net Contributions shows how your brokerage and retirement accounts have really performed, separating the money you put in from the growth the market delivered. Pick the accounts you want to include, choose a timeframe, and see your gain or loss and rate of return for that period. Contribution figures can be read from your statements or entered by hand.
Retirement Outlook
Tell TallyWorth your age, target retirement age, desired income, and risk tolerance, and get a plain-English assessment of where you stand based on your own account data. It's an educational estimate, not financial advice — but it's a much better conversation starter than a napkin.
Statement reminders — never miss a month
Statement Status shows which accounts are due for a fresh balance. Turn on reminders and TallyWorth notifies you the morning a statement is due, or shows the number of overdue accounts on the app icon. Both are optional, off by default, and scheduled right on your device — no server, no account.
AI-powered statement import — using your own key
Upload a bank or brokerage PDF statement and let AI extract the balance, holdings, and transactions automatically. Choose the engine that works for you: Claude, Gemini, ChatGPT, or Apple's on-device Apple Intelligence, which never sends anything off your device. Every import goes through a reconciliation screen first — you see exactly what changed and approve it before anything is saved. Nothing gets imported blind.
You're always asked first
Before any third-party AI engine sees your data, TallyWorth tells you what will be sent, who will receive it, and asks for your permission. Say no and nothing leaves your device.
Built for people who actually want to see the trend
Net Worth Over Time chart with independently-scaled axes, so both your balances and your trend line show real detail instead of getting flattened into a shy little squiggle
Seven timeframe views — from the last month to the last three years — same chart, zoomed to whichever story you're trying to see
Daily trend view with scrub-to-inspect on iOS and hover on Mac
A net worth sparkline on the iPhone summary card, so the trend is always in sight
Every account's balance history and individual transactions, laid out together in one chronological timeline
Account breakdown and asset allocation donuts, with drill-down by holding type
Period-over-period change tracking, so you always know what moved and by how much
Your data stays yours
TallyWorth has no backend and no subscription. Your financial data lives on your devices and syncs across them through your own iCloud account. AI features are optional and use your own API key, stored in your device's Keychain. If you choose Claude, Gemini, or ChatGPT, the statement or figures you select go directly from your device to that provider, never through any server of ours, and only after you agree. Full JSON backup and restore, whenever you want it, no lock-in.
Flexible entry, your way
Add balances manually, import transactions from CSV with automatic duplicate detection, or let AI read your statements for you. Mix and match per account — nobody tracks their whole financial life the same way, and TallyWorth doesn't force you to either.
Built natively for Mac and iPhone with SwiftUI, so it feels like it belongs on your devices instead of like a spreadsheet wearing a costume.
TallyWorth: know what you're worth, without handing your bank logins to anyone to find out.
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