Tanda: Expense Tracker

Say what you spent. It's tracked. Open Tanda, say "coffee, four fifty", done. About four seconds. No forms, no category menus, no bank login. WHY PEOPLE MOVE TO TANDA No bank connection. That is a design decision, not a setting. Tanda has no way to connect to your bank and never will. That means it works with banks that don't support aggregation, and your account credentials are never anywhere near this app. It sees cash. An app wired into your bank cannot see the notes in your hand. Tanda counts whatever you tell it. The exchange rate is captured when you spend, and never changed. Spend in one currency, see it in yours. Most apps revalue your history at today's rate, which quietly rewrites what things actually cost you. Tanda records the rate on the day and leaves it alone, which matters if you're living across two countries or reconciling for tax. It works offline. Everything is stored on your device first. On a plane, on hotel wifi, underground: it still works, and syncs later if you want it to. WHAT'S INSIDE • Voice capture in English or Arabic. One sentence becomes amount, currency, category, merchant, date and recurrence • Automatic Apple Pay and Wallet capture. Payments land in a review inbox, nothing enters your ledger without you seeing it • Zero-based budgeting: set your income, allocate it across categories, watch what's left • Three independent limits: daily, monthly, and per-category • Recurring expenses and recurring budget rules; pause a subscription or skip a single charge without losing the history • Insights computed on your device: trends, category breakdown, spend velocity • Ask questions about your own spending, by voice or text. It only ever looks at your expenses. • Shared spaces for a household or a flatmate, kept separate from your personal spending • Your month can start on any day, not only the 1st • Export to CSV whenever you want • Full Arabic and English, complete right-to-left layout. Neither one is an afterthought PRIVACY, AS A LADDER Most apps give you one privacy switch. Tanda gives you three rungs, and you choose which one you stand on: 1. Standard: speech and AI run in the cloud 2. On-device speech: your voice never leaves the phone 3. Full Privacy: speech and AI both run entirely on your phone Audio recordings never sync, on any rung. Every outbound network path in the app is checked against an explicit list of what is allowed to leave the device, and Full Privacy blocks all of it. FREE AND PRO Free includes 15 voice logs a day, budgets, insights, recurring expenses and full offline use. Tanda Pro adds unlimited voice logging, multi-currency, custom categories, several expenses in one sentence, CSV export, sync across your devices, and shared spaces. If you cancel, your custom categories and multi-currency history stay visible, read-only, never held hostage. Tanda Pro is $4.99 per month or $39.99 per year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Questions, bugs, or a feature you need: tanda@mrg.sh Terms: https://tanda.mrg.sh/terms Privacy Policy: https://tanda.mrg.sh/privacy