Free
Rating summary
About
Your money, on your phone. Nowhere else.
Tanuki Finance is a personal and family money tracker with no account, no bank login, and no server. Nothing you type ever leaves your iPhone.
Most finance apps want your bank credentials and your attention. This one wants ten seconds a day.
LOG IT IN THREE TAPS
Amount first, everything else optional. The keypad is up before the screen finishes opening. Add a payee, split one receipt across several categories, or snap the receipt and let your iPhone read the total — all on device.
BUDGETS THAT ACTUALLY HOLD
Set a target per category and see what is genuinely left, not a vague percentage. Unspent money can roll into next month, or reset. There is a safe-to-spend-per-day number for the days when you need one.
SEE WHERE IT WENT
Income against spending, net worth across cash, cards and loans, the categories quietly eating your month, and what is due next. It flags an unusually large charge or a duplicate before you notice it yourself.
BUILT FOR TWO
Share accounts and budgets with a partner while keeping any transaction private — a private entry never appears in their list, their totals, or their reports. Every change is recorded, so nobody has to ask "did you edit this?"
BILLS BEFORE THEY BITE
Rent, subscriptions, insurance. Set them once and get a reminder before the money moves, not after.
MOVE IN, AND OUT, FREELY
Import CSV, OFX or QIF from your bank or your last app. Export everything as a readable file whenever you want. Delete every trace in one tap.
WHAT IT DOESN'T DO
No bank connections in this version. No sync between devices. No ads, no analytics, no trackers, no third-party code of any kind. Local-first is the point, not a limitation.
Lock it behind Face ID and get on with your day.
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What's New in Tanuki Finance
1.0
August 5, 2026





