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Tellus: Earn More Daily

Tellus: Earn More Daily

Build wealth. No fees.

2.7K ratings
229 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
June 12, 2017
Updated
October 22, 2026

Features

Developer

Tellus App, Inc.
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About

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

✓Earn high APY on savings
✓Daily interest payments
✓No fees for transfers or withdrawals
✓Access cash anytime
✓Low minimum deposit
✓Bank-level security
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What users say about Tellus

Reviews of Tellus are mostly positive: the Finance app is rated 4.5/5 from 2.7K App Store ratings. What users like most: high interest rates, great APY. Top complaints: not FDIC insured, concerns about withdrawing funds. Summarized from real user reviews.

Positive things

  • 💰High interest rates
  • 📈Great APY
  • 🤑Earn daily interest
  • 🎉Boost rewards and quizzes
  • 👍Easy to use app
  • 🔒Reliable and trustworthy
  • 💸Quick and easy withdrawals
  • 🤝Excellent customer service

Negative things

  • 🚫Not FDIC insured
  • ⚠️Concerns about withdrawing funds
  • 🤔Skepticism about high interest rates
  • 🕰️Slow transfer times
  • 🔒Restricted to one linked bank account
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+1

What's New in Tellus

2.156.0

October 22, 2026

We’ve tackled a number of bugs and made quality improvements across the app for a smoother, more consistent experience. Need help or have feedback? We're here for you! Reach out to us at support@tellusapp.com

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User reviews

Most RecentHighest RatedLowest Rated

Love this app

Great for saving! interest paid daily! highly recommend!
PVPeter Vuncent

Eve26

Very colorful
LALa Evelyn Arita

Is this app worth it?

My honest opinion, I love this app, yes its not FDIC insured but Ive been using this app over 2 years now and accumulated over $2.2k interest, no savings bank gets you that much, at least not with the inflation rates and banks having to lower their interest rates on saving accounts to “keep up”. Tellus also changed their rate too when inflation went up. When i first got the app it was 6-6.50% i cant wuite remeber, but with banks lowering they too lowered but to 5.59% interest earned on your money per day! Still higher than any bank, just again be aware not FDIC INSURED, but taking money out is easy, I’ve done it before with my dog’s surgery $2k🥲
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ZZoiejacobsen

Invest 8

Tellus is a Great platform to invest your money I’ve been using for Over two years now it’s been great!!
BBuild*wealth

Ease of use

Very easy to use. Paying higher dividends than standard banks
BBogeypal
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User experience

🐞

Reported Bugs

3 issues

Login issues

Bug

Incorrect account balances

Bug

Withdrawal problems

Bug
✨

Requested Features

5 requests

FDIC insurance coverage

Feature

Multiple linked bank accounts

Feature

Faster transfer times

Feature

Dark mode option

Feature

Web-based platform

Feature

FAQ

What does Tellus do?

Tellus offers high-yield savings accounts that allow users to earn more interest on their money. It provides two account types: the Boost Account with a minimum of 5.29% APY on up to $5 million, and the Reserve Account with 7.75% APY on up to $2,500. Interest is paid daily, and there are no fees for using the service.

What are the key features of Tellus?

Key features include earning high APY on savings, receiving interest daily, and having fee-free access to cash and withdrawals anytime. The app also boasts bank-level security (AES-256) and allows users to start building wealth with as little as $100, with no lock-up periods or early withdrawal penalties.

Is Tellus free to use?

Yes, Tellus is always free to use, meaning there are no fees for transfers, withdrawals, or membership. While Tellus itself charges no fees, users should be aware that their own bank might charge fees based on their terms of service. Payment solutions are provided by Stripe and Plaid.

Is Tellus FDIC insured?

No, Tellus is not a bank and is not FDIC insured. Your funds are backed by Tellus’ balance sheet. The app emphasizes bank-level security (AES-256) to protect user assets.

Who is Tellus for?

This app is designed for individuals who want to earn higher interest on their savings without the hassle of traditional banking fees or complex requirements. It's suitable for those looking to build wealth effortlessly, access their funds easily, and start with a modest initial deposit.