Tempero

Tempero — personal finances without the noise. Accounts, transactions, and a clear picture of your spending in one app. No bank linking and no sign-up: quickly log income and expenses, browse your history, and see monthly or yearly totals across three tabs: Transactions, Budget, and Accounts. Accounts Create your own banks in a directory—name and appearance (color or a square logo). Each account is linked to one bank: account name, currency, and opening balance. Set up the look once and use it for every account at that bank. Transfer money between accounts, including across currencies, with separate debit and credit amounts. See a combined total across all accounts in your chosen display currency. App settings are available from the gear icon on the Accounts tab. Transactions An expense and income log with category, date, amount, and note. Use built-in categories or create your own (icon, color, or logo). Description suggestions speed up recurring entries. Transfers and account closure are shown clearly in the list. Filters: period, type (income, expense, transfer, account closure), account, bank, and amount range. Search by category and description. Budget A summary for the month or year: income and expenses, breakdown by category, and the period balance. Switch the period, choose a display currency, and open a category to see its transactions. Account closure Close an account you no longer need: the balance moves to an account you select. Details & sync Open a transaction to view it; edit and delete regular income and expenses. Transfers and account closure use dedicated flows. With iCloud enabled, data syncs privately between your devices under the same Apple ID. Tip Try creating a few accounts and transactions first. Once you’re comfortable, go to Accounts → gear → Settings → Clear all data to start fresh with your real setup.