Testandi

Version 1.1.0: Meet Ben, your Super Intelligent Financial Professional Ask Ben anything about finance Ben is a new super intelligent finance agent, built into the app as a full-screen chat. He looks up U.S. public companies on SEC EDGAR and pulls out recent 10-K, 10-Q and 8-K filings with links, plus key figures. He can run financial ratios for you and uses web search only when he really needs it. Your chat history stays on your device, and nothing goes to the server without your explicit consent. Free messages are included, and a subscription unlocks even more financial guidance. A guided onboarding Eight steps take you through your strategy, life stage and investment philosophy. You also answer a PASS risk tolerance check (1–5). Pie charts show your income statement and balance sheet against benchmarks. A Three Panel Approach rates each area Satisfactory or Unsatisfactory. Your answers are saved on your device, and you can export them as CSV. New calculators Beta Return on Equity (DuPont) ROIC ROI Every calculator and planning input now has a tooltip. Connect with a fiduciary Share your profile summary and PDF securely in the app, with your consent. This replaces the old email flow. Polish Saved Calculations now live under Profile. Investment Objective, Risk Tolerance and Net Worth moved to Planning. Planning and Settings are alphabetized, and Settings is redesigned as clean rows. The splash logo is larger and matches in light and dark. Your theme choice is remembered, and Dark/Light follows your system by default. Private by design: only share your data with a fiduciary CFA, CFP, CPA or POA in confidence when you're ready.