TFC Calculator: UK Childcare

Tax-Free Childcare adds £500 of government top-up per child every 3 months, and each child's 3 months start on their own date. TFC Calculator keeps a running total for every child, so you know what to pay in before you pay it. IMPORTANT: TFC Calculator is an independent app from Chewy Bytes Limited. It is not affiliated with, or endorsed by, HMRC, GOV.UK or the UK Government. For official information visit https://www.gov.uk/tax-free-childcare HOW IT WORKS 1. Add each child with their date of birth, the start of their current eligibility period and any top-up they have already had in it. Use the period start shown in your childcare account, not the date you last reconfirmed. 2. Type in what the childcare costs. 3. See straight away what you pay in, what the government adds and how much top-up that child has left this period. When an eligibility period ends the app says so and asks for the new start date, instead of carrying on with figures that no longer apply. The app opens with an example child and one example payment, so you can see the maths before adding your own. THE RULES IT FOLLOWS The government adds 25p for every £1 you pay in, which is 20% of the total childcare bill, up to £500 per child every 3 months. TFC Calculator works to those published rules and shows what makes up each figure, so you can check it against your own account. WHY AN APP AND NOT A WEB CALCULATOR A web page can do the sum once. It cannot remember anything. - Every child is tracked separately. Periods rarely start on the same date, so one child can be close to their limit while another has plenty left. - Your running total carries between payments, so you always know what is left of the £500. - You can see how many days are left in the period. - Once a child's limit is used up, the app shows you paying the rest yourself, instead of promising a top-up that will not arrive. - Children who qualify for the higher disabled rate get £1,000 every 3 months, and stay eligible for longer. WHAT YOU GET - Enter the total childcare cost and see your contribution, the government top-up and the top-up remaining. - Several children, each with their own date of birth, period start and limit. - A record of the payments you confirm in the current period, with an optional note on each one. - CSV export of every child and every payment recorded, through the normal iOS share sheet. - Days remaining in the period, and a prompt when a period start needs checking. YOUR RECORDS STAY ON YOUR PHONE There is no account and no sign-in, and everything you enter is stored on your device. Your children's names, their dates of birth and your payment notes are never sent anywhere. The app never connects to your childcare account and never moves money. It does send anonymous usage and crash statistics, such as a child's age in years and the amounts calculated, never a name, so faults can be found and fixed, and the adverts are supplied by Google. The full list is in the privacy policy. WHO IT IS FOR - Parents and carers using the UK Tax-Free Childcare scheme. - Families with more than one child in the scheme, on periods that start on different dates. - Anyone wondering how much more they can pay in before this period resets. This is for Tax-Free Childcare, the account where the government adds £2 for every £8 you pay in. It is not Child Benefit and it does not work out the funded childcare hours. FREE, WITH ADVERTS Every calculation in the app is free. Adverts pay for it: a banner on the calculator and settings screens, and one full-screen advert before a CSV export. One optional purchase removes them for good. It is a single payment, not a subscription, and it unlocks nothing: every feature is identical either way. Guide only — check your childcare account and GOV.UK for final figures. Support: https://tfccalculator.co.uk/support Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.tfccalculator.co.uk/privacy