Best apps like the cap app

9+ similar apps compared and reviewed

3.7 avg rating
9 free apps
Updated October 2026

the cap app is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to the cap app

AustMilBank#1

AustMilBank by Australian Military Bank Ltd

Australian Military Bank
Editor's Choice
💰 Finance
4.8😞(10 ratings)
Free
AustMilBank screenshot 1
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AustMilBank screenshot 5

Manage your finances on the go with instant account balance checks and fast money transfers using OSKO and PayID. Securely log in with a PIN or biometrics and link to digital wallets. Keep your personal details and cards up-to-date.

What We Love

  • 👍 Easy to use (some users)
  • 👍 Fit for purpose (some users)
  • 👍 Nice and clean looking (some users)
  • 👍 Very much improved from previous app (some users)
  • 👍 Love the new app, many enhancements (some users)
  • 👍 Totally fine for a small bank (some users)
  • 👍 Evidence of keeping up with standards (some users)

Room to Improve

  • 🐛 Clunky and slow
  • 🐛 Frequent crashes and freezes
  • 🐛 Login issues and errors
  • 🐛 App not working/down
  • 🐛 Incompatible with iPad/landscape mode
  • 🐛 Outdated compared to other banks
  • 🐛 Frustrating user experience
  • 🐛 Search functionality issues
  • 🐛 Transaction history display problems
  • 🐛 Updates causing more bugs
  • 🐛 Unusable on certain devices/OS versions
  • 🐛 Payment/transfer issues
  • 🐛 Poor customer service related to app issues
Great Southern Bank Australia screenshot 1
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Great Southern Bank Australia screenshot 6

Manage your finances on the go with this mobile banking app. Check balances, schedule payments, pay bills, and send money using PayID. Features include secure login options, card management, and tools to help you reach savings goals.

What We Love

  • ✅ Simple and intuitive user interface
  • 🔒 Secure banking functionality
  • 💳 Card management features (debit card controls)
  • ⚡ Basic banking operations work reliably
  • 🎯 Clean, straightforward design
  • 💰 Good interest rate responsiveness to RBA cuts
  • 🔐 PayID payment scheduling capability

Room to Improve

  • 🐛 Frequent login failures and errors
  • 😤 Face ID functionality broken or unreliable
  • 🔄 'Remember me' feature doesn't work
  • 📱 Poor iPhone notch/screen compatibility (iPhone 14 Pro, 15)
  • ⚠️ App crashes and freezes regularly
  • 🚫 Lacks push notifications for transactions
  • 📝 Missing basic features compared to competitors
  • 🔐 No multi-factor authentication (2FA)
  • ⏱️ Slow app performance and loading times
  • ❌ Limited credit card management capabilities
  • 🔗 Inconsistent transfer and payment processing
  • 📊 Cannot view transaction history properly
  • 🎨 Text size not responsive to phone settings
  • 📲 Poor mobile web optimization
4.9😊(9 ratings)
Free
Beyond Bank screenshot 1
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Manage your finances securely and conveniently on the go. This banking app allows you to easily view accounts, make payments, track spending, and manage your cards. Enjoy personalized features and grow your savings with innovative tools.

What We Love

  • 👍 Easy to use
  • 🚀 Intuitive and straightforward navigation
  • 🔒 Secure banking experience
  • 💡 Helpful customer service
  • 🚀 Quick and efficient transactions
  • 👍 User-friendly interface
  • 👍 Convenient for everyday banking needs

Room to Improve

  • 🐛 Occasional login issues or app crashes
  • 🔍 Limited customization options
  • 🔍 Lack of advanced features (e.g., spending tracker)
  • 🐛 Inconsistent app performance across devices
  • 🔍 Difficulty finding certain functions or settings

More apps like the cap app

4
Suncorp Bank App
Suncorp Bank App
Suncorp Bank App
formerly Suncorp App
Free

Manage your finances securely and conveniently. Track bills, make payments, control your debit card, and access exclusive rewards. Enjoy quick balance checks and 24/7 support.

Organize bills and paymentsSet up PayID and Apple PayQuick Balance check
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5
Bendigo Bank
Bendigo Bank
Bendigo Bank
The better big bank
Free

Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

Check balance without logging inView transaction history and download statementsInstant PayID and Osko transfers
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6
Macquarie Mobile Banking
Macquarie Mobile Banking
Macquarie Mobile Banking
by Macquarie Bank Limited
Free

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

Set budgets and track spendingSearch transactions with natural languageReal-time account activity alerts
💰 Finance
(17)
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7
ING Australia Banking
ING Australia Banking
ING Australia Banking
by ING Bank (Australia) Limited
Free

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

Add cards to Apple PayView cards digitally and securelyDynamic CVV for online transactions
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8
St.George Mobile Banking
St.George Mobile Banking
St.George Mobile Banking
More ways to bank
Free

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

Open accounts in minutesFast and secure paymentsSchedule future transfers
💰 Finance
(15)
free with in-app purchases
9
Up — Simplify Money
Up — Simplify Money
Up — Simplify Money
Upgrade your banking
Free

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

Budget controlSavings goalsBill splitting
💰 Finance
(189)
free with in-app purchases