Like a health score for your money. Thrust turns your whole financial life — subscriptions, crypto, stocks, savings, debts, real estate — into one clear picture, and tells you in a single number how you're really doing and what's safe to spend today.
And it does what no bank-linked app can: it stays completely private — no bank login, no uploads, nothing ever leaves your iPhone. Getting started still takes minutes: import a statement and your transactions are categorized for you, snap a receipt, or just say what you spent.
--- KNOW WHERE YOU STAND, EVERY DAY ---
• FINANCIAL HEALTH SCORE
One number from 0 to 100 that tells you if you're on track — built from 8 pillars (emergency fund, spending control, debt, savings, goals and more), with an A–F grade, a trend arrow, and your top 3 things to fix next.
• SAFE TO SPEND
Know exactly how much you can spend today without breaking your plan.
• ON-TRACK / WATCH-IT
Every metric — spending pace, budgets, net worth, cash flow — shows a clear status, so you see what needs attention at a glance.
--- PRIVATE BY DESIGN ---
• GHOST MODE
Zero APIs. Zero uploads. Zero tracking. Everything stays on your phone. Period.
• NO BANK LOGIN
Add your accounts yourself — your bank credentials never touch the app, because there's nothing to connect.
• ON-DEVICE INTELLIGENCE
Ask anything about your money in plain English — "How much on food this week?" — and get an instant answer. It all runs on your iPhone, even offline.
• CONNECTED MODE
Optional iCloud sync across your devices. You choose what to share.
--- EVERYTHING YOU OWN, IN ONE PLACE ---
• ALL YOUR MONEY
Cash, cards, savings, debts and loans — your whole net worth, not just your checking account.
• CRYPTO + STOCKS + PROPERTY
Crypto on 16+ blockchains (Ethereum, Bitcoin, Solana, TON), stocks, real-estate equity and precious metals — fiat and crypto in one ledger.
• MULTI-CURRENCY
Built for a multi-currency life — track and convert across every currency you use.
--- SPEND SMARTER, NOT HARDER ---
• SMART BUDGETS
They don't just show where your money went — they tell you how much you can safely spend next, with a heads-up before you hit 80%.
• GOALS WITH A REAL DATE
Watch every goal close in on the day you'll actually reach it.
• SUBSCRIPTIONS
See every recurring charge in one view, with renewal alerts and a monthly breakdown — and spot the ones quietly draining you.
--- FAST TO USE ---
• IMPORT IN MINUTES — bring in a CSV or bank statement; your transactions are categorized for you automatically.
• RECEIPT SCANNER — point your camera; the amount, store and date fill themselves in.
• VOICE INPUT — say "Spent 50 at the coffee shop" and it's logged.
• SMART RULES — auto-categorize by merchant, keyword or amount. Set once, works forever.
• SPLIT & WHAT-IF — divide a bill in a tap; ask "what if I buy a car?" and see the impact on your goals.
• POWERFUL SEARCH — by amount, type, date, range, merchant or tag.
--- STAY MOTIVATED ---
Earn XP, build streaks up to 365 days, and unlock 50+ achievements as your money habits stick.
--- THRUST PRO ---
Unlock the full picture:
• Crypto & stocks — full investment tracking
• Subscriptions — surface the hidden costs
• Net worth & advanced reports — cash flow, trends, forecasts
• Encrypted iCloud backup
• Unlimited accounts, budgets, goals & categories
• Priority support
--- BUILT DIFFERENT ---
• Multilingual
• Works on iPhone, iPad and Mac — with Home & Lock Screen widgets, Live Activities, Dynamic Island and Apple Watch
• No ads. No data selling. Ever.
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Break free from financial routine. Get your Thrust.
Terms of Use (EULA): https://www.thrust.finance/terms
Privacy Policy: https://www.thrust.finance/privacy
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