Tino: Budget & Spending

Tino answers one question: how much can I spend right now? Most budgeting apps hand you a dashboard and leave the interpreting to you. Tino leads with a single number — what's left this month — and sorts your categories by which one needs attention first. WORKS THE WAY MONTHS ACTUALLY WORK Rent isn't a spending decision. Neither is your phone bill. Tino keeps committed costs in their own category that fills itself from your recurring bills, so the money you see left over is money you can actually choose how to spend. NO BANK LOGIN. NO ACCOUNT. NO SERVER. Tino never asks for your bank credentials, because it never connects to one. There's no sign-up, no email, no cloud. Everything lives on your iPhone and nowhere else — which also means it works on a plane, in a basement, and anywhere with no signal. TWO TAPS TO LOG A PURCHASE Amount, category, done — and Tino shows you what's left in that category before you save. Add from the app, the Home Screen widget, Control Center, or by asking Siri. When an expense arrives through Siri or a Shortcut, Tino remembers where you shop and files it in the right category on its own. WHAT YOU GET • A budget that tells you where you stand at a glance, sorted by urgency • Committed costs separated from discretionary spending • Recurring bills and subscriptions, with reminders before they charge • Multiple accounts — checking, cash, credit cards — with real balances • Savings goals • Spending charts and a monthly budget-vs-actual comparison • Alerts when a category runs low, before it's too late to act • Home Screen widget, Control Center control, and Siri Shortcuts • Face ID lock • Full support for Dynamic Type, Dark Mode, and VoiceOver • English and Spanish FREE, WITH AN OPTIONAL UPGRADE Everything above is free, with room for 6 categories, 3 accounts, and 3 months of history. Tino Premium removes those limits: unlimited categories and accounts, unlimited history, unlimited savings goals, bill reminders, and the subscription audit that shows what your recurring charges add up to. Premium is available as a monthly or annual subscription, or as a one-time lifetime purchase. Tino collects no data. There is no analytics, no tracking, and no account. Read the privacy policy — it's short. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/