TOICHI DE TSUKE DE!

TOICHI DE TSUKE DE! is a playful friend-to-friend IOU record app from Japan. “TSUKE” is a Japanese idea similar to “put it on the tab” or “pay later.” Here, it means a casual record between friends. “TOICHI” is used only as a playful parody and attraction name in this app. It is not interest, APR, a fee, or a penalty. Time never increases the amount you recorded. Enter a friend and amount, hand over the iPhone, let your friend tap, take a photo, and keep the card locally on the iPhone. When it is settled, finish with SPAAAN. No bank connection. No money transfer. No lending or debt-collection service.