
Free
Rating summary
About
Send money abroad, pay like a local and stay connected – all in one app.
TopSend is an international money transfer app with virtual cards, QR payments, mobile top-ups, eSIMs and gift cards built in. Canadian-licensed MSB, KYC-verified, and works with Visa, Mastercard and most international payment systems.
INTERNATIONAL MONEY TRANSFERS
Send money to family and friends in a few taps. Where available, transfer to a mobile number instead of typing long bank details. The exchange rate, fee, exact amount your recipient gets and estimated delivery time are shown before you confirm – no surprises.
SEND MONEY HOME, ACROSS BORDERS
Send money to Uzbekistan, Tajikistan, Kazakhstan, Kyrgyzstan, Georgia, Armenia and other supported destinations, or transfer between Europe and the CIS in either direction. Supported countries and payout methods are shown in the app.
VIRTUAL CARDS
Create a virtual card in seconds for online payments and subscriptions. Balances and recent activity are always one tap away.
QR PAYMENTS – PAY LIKE A LOCAL
Scan a merchant QR code and pay through supported local QR networks in participating countries, in the currencies available. No cash, no card fees at the counter.
MOBILE TOP-UPS, ESIMS AND GIFT CARDS
Top up phones for yourself or family back home, get eSIM data for travel or everyday use, and buy digital gift cards without leaving the app.
CURRENCY CONVERTER
Check indicative market exchange rates before you plan a transfer. Converter results are for information only and exclude fees; the final rate and fee are always shown before you confirm.
INVITE FRIENDS. EARN REWARDS.
Share your personal referral link and track invited friends and rewards in the app. Rewards apply to eligible activity under the current referral program terms; earnings are not guaranteed.
SECURITY AND COMPLIANCE
TopSend operates under a Canadian Money Services Business registered with FINTRAC. Identity verification (KYC), AML checks, anti-fraud controls and transaction monitoring protect every transfer.
EVERYTHING IN ONE APP
Review every transaction before confirming
Track transfer status and full transaction history
Manage transfers, cards, top-ups, eSIMs and gift cards from one account
In-app Help Center and customer support
Availability, eligibility, supported countries, currencies, payment methods, fees, limits and delivery times vary by location and service provider. Identity verification may be required. Terms and conditions apply.
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What's New in Topsend.live
1.1.0
October 4, 2026
• Improved transaction history with clearer statuses, detailed information, and easier navigation. • Added new languages and fixed language switching. • Improved the mobile experience for cards and currency conversion. • Enhanced session security and authentication stability. • Fixed Help Center navigation, menus, and currency image loading.
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