Torus: Banking, Trading, Demat
3in1 A/c-Banking, Broking, SIP
About
Consolidate your banking, trading, and demat accounts into one digital platform. Earn competitive interest on savings, trade stocks at low costs, and manage investments seamlessly. Open a free account in minutes.
What's New in Torus
2.9.1
June 19, 2026
Fixed an issue where certain holdings such as unlisted shares, NCDs, and MLDs were not visible in the Holdings section for some users. Improved portfolio visibility to ensure all eligible holdings are displayed accurately. Minor bug fixes and performance enhancements for a smoother experience.
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FAQ
What is the interest rate on savings accounts with Torus?
Torus offers competitive interest rates of up to 7.75% p.a. on savings bank accounts, with monthly payouts. You can also invest your monthly generated interest in selected ETFs to potentially earn an additional 15%.
How much does it cost to trade with Torus?
Trading with Torus is cost-effective, priced at just ₹11 per executed order for all segments. There are also zero account opening charges for trading and zero AMC charges for your demat account.
Can I trade while earning interest on my savings with Torus?
Yes, Torus offers a Block Funds facility. This allows you to keep money in your savings account and earn interest on it while still being able to trade in stocks and derivatives.
How quickly can I open a Torus account?
You can open your FREE 3-in-1 account with Torus in just 6 minutes. The process is designed to be hassle-free and paperless.
What types of investments can I make through Torus?
Torus supports a wide range of investments including stocks, mutual funds (with SIPs starting at ₹100), derivatives (Futures & Options), IPOs, and professionally managed Baskets.
Does Torus have ads?
Yes, Torus contains advertisements. Users may encounter advertisements within the application.
What devices is Torus available on?
Torus is currently available for iPhone and iPod devices. It is rated for users aged 17 and above.
How often is Torus updated?
The latest version of Torus is 2.8.18, last updated on May 19, 2026. Updates typically occur to introduce new features, improve performance, and fix bugs.
