Torus: Banking, Trading, Demat
3in1 A/c-Banking, Broking, SIP
About
This app offers a unified digital account for banking, trading, and demat services. Manage savings with competitive interest rates, trade stocks and derivatives at low costs, and maintain a demat account with zero annual charges. It provides a seamless and secure platform for all your financial needs.
What's New in Torus
2.9.26
November 4, 2026
Fixes and enhancements to ensure a smoother trading experience Improved and streamlined the account closure journey Minor updates to referral and reward offerings Updated segment activation flow as part of the account modification journey Minor improvements and bug fixes to enhance the overall app experience
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FAQ
What is Torus's savings account interest rate?
Torus offers a competitive interest rate of up to 7.75% per annum on its savings bank account, with monthly payouts. You can also invest this generated interest in selected ETFs to potentially earn an additional 15%.
How much does it cost to trade with Torus?
Trading with Torus is cost-effective, priced at just ₹11 per executed order for all segments. This applies to stocks, mutual funds, IPOs, derivatives, ETFs, and indices traded on NSE and BSE.
Are there any annual charges for the Demat account with Torus?
No, Torus provides a lifetime FREE AMC (Annual Maintenance Charge) for its Demat account. Account opening is also free and a 100% digital onboarding process is available.
What types of financial instruments can I trade on Torus?
Torus supports trading across a wide range of instruments including stocks, mutual funds (with SIPs starting at ₹100), derivatives (Futures & Options), ETFs, indices, and IPOs.
Does Torus offer a margin trading facility?
Yes, Torus offers a Margin Trading Facility (MTF) that allows you to boost your purchasing power by up to 4X. This enables you to hold positions longer for potentially maximized returns.
How secure is the Torus platform?
Torus emphasizes a trust-based and secure model for its services. The Demat account is securely regulated by CDSL, ensuring the safety of your holdings.
What is the age rating for Torus?
The app has an age rating of 17+, indicating it is suitable for users aged 17 and above.
How often is Torus updated?
The latest version of Torus is 2.9.26, and it was last updated on November 4, 2026. This suggests a regular update schedule.
