Two Pennies

Two Pennies

Where Every Penny Counts

1 ratings
Free
In-App Purchases

Rating summary
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Details

  • Released
  • Updated
  • January 15, 2026
  • March 20, 2026

Features

Two Pennies screenshot #1 for iPhone
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About

A simple, collaborative budgeting app for couples and families. Manually track expenses, communicate on transactions, and start fresh each month. Designed for transparency and stress-free financial management without bank connections.

Manual transaction entry
Shared budgeting for up to 3 users
In-app transaction communication
Monthly budget reset
Offline functionality
Customizable categories
Secure and private data
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What's New in Two Pennies

1.1.0

March 20, 2026

Sign in with Google or Apple for faster, easier access. Plus password management, account deletion, and bug fixes.

Subscription plans

Penny Premium

Unlimited access to all Penny features

$2.991 Month
14 Days trial
How to cancel Two Pennies subscription ⁉️

Developer apps

FAQ

Does Two Pennies have ads?

No, Two Pennies is ad-free. The app emphasizes a secure and private user experience without advertisements.

How much does Two Pennies cost?

The base app is free to download and use. There is an optional 'Penny Premium' subscription available for $2.99 per month, which includes a 14-day free trial.

What devices does Two Pennies support?

Two Pennies is available on iPhone, iPad, and iPod devices. It offers instant sync across all supported devices.

Is Two Pennies secure?

Yes, Two Pennies prioritizes security with bank-level encryption, Face ID/Touch ID support, and a commitment to not selling user data. Your data is encrypted and protected.

How often is Two Pennies updated?

The latest version, 1.1.0, was released on March 20, 2026, indicating regular updates. The app was initially released on January 15, 2026.

Can I use Two Pennies offline?

Yes, Two Pennies works offline. You can add transactions anywhere, anytime, and the app will sync automatically when you are back online.

What are the benefits of manual entry in Two Pennies?

Manual entry in Two Pennies increases user awareness of spending habits. It ensures you are engaged with your finances and provides a clear understanding of where every penny goes.

Can I budget with my partner using Two Pennies?

Yes, Two Pennies is built for collaboration. You can budget with your partner or family (up to 3 users), communicate directly on transactions, and see each other's spending in real-time.