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UBank by Unibank

UBank by Unibank

Closer than a bank!

420 ratings
154 reviews
💰 Finance
Free

Details

Released
April 19, 2016
Updated
October 15, 2026

Features

Developer

Unibank ASC
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About

Manage all your financial products, including cards from other banks, in one place. Make payments, transfers, and access real-time account information. Stay informed with notifications and find nearby ATMs.

✓Real-time account and card information
✓Add external bank cards
✓Order physical and digital cards
✓Pay utility and government bills
✓Transfer funds between banks
✓View transaction history and statements
✓Find ATMs and branches
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What users say about UBank by Unibank

Reviews of UBank by Unibank are mostly positive: the Finance app is rated 4.7/5 from 420 App Store ratings. What users like most: user-friendly and intuitive interface, reliable banking service. Top complaints: slow processing speed, poor user interface design. Summarized from real user reviews.

Positive things

  • 👍User-friendly and intuitive interface
  • 💰Reliable banking service
  • 🌍Convenient international transfers
  • 📱Comprehensive all-in-one app
  • ⚡Easy account management from abroad
  • 🎯Practical and straightforward operations
  • 💳Good card services and features

Negative things

  • 🐢Slow processing speed
  • 🎨Poor user interface design
  • 💸Fraudulent charges and overdraft issues
  • 🔄Money transfer failures and delays
  • 📞Poor customer support and issue resolution
  • 💱Currency conversion problems
  • 🎭Unnecessary feature additions (pedometer)
  • 🖥️Poor iPad optimization
See all reviews
+1

What's New in UBank by Unibank

3.29.0

October 15, 2026

UBank-ın daha sürətli və stabil işləməsi üçün arxa planda bəzi vacib tənzimləmələr etdik. Üstəlik, tətbiqin qüsursuz işləməsi üçün bir sıra çatışmazlıqları aradan qaldırdıq. We’ve tuned things up under the hood to make UBank run faster and more stably. Plus, we’ve resolved several issues to keep everything running smoothly.

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User reviews

Most RecentHighest RatedLowest Rated

İradlar

Nömrəsiz girmək olmur, nömrəmi yazıram da girmək olmur. Girə bilmirsən deyə yararlanmağa xidmətlər də yoxdur. 4 gündür yükləmişəm və nömrəmi nə vaxta qəbul edər deyə gözləyirəm
dr.shemodr.shemo

Нравится

Но, хотелось бы более быстрого развития, в плане перевода средств по номеру телефона (часто выдает ошибку) и возможности открытия депозита на разные сроки с приложения, без посещения отделения банка.
chackedchacked

Tranzaksiyalar doğru çalışmır. Transferdə problem var

Tranzaksiyalar düz əməlli görsənmir. Hesabdan karta pul atmaq üçün az qalsın unibankın işçisi olasan ki bunu bilib edə biləsən, pulu köçürdürsən bəzən pul köçmür amma hesabından da çıxır pulu. Geri qayıtması üçün isə dua edirsən sonra. Unibank bir sözlə düzgün işləmir. İşləməsi üçün çoxlu dualar etmək lazımdır…
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AfrasiyabFaxriAfrasiyabFaxri

Anar

Poor user interface, slow processing
SundayFundauSundayFundau

Master viza

Men azi 10 ildi isledirem ve bu banki cox beyenirem
Rashad955Rashad955

Response from developer

UBank tətbiqindən istifadə etdiyiniz üçün təşəkkür edirik. 😇

See 149 more reviews

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User experience

🐞

Reported Bugs

8 issues

Registration code not accepted

Bug

App crashes during payment entry

Bug

White screen error in VAT refund section

Bug

U Card ordering error

Bug

Login issues for web-registered accounts

Bug

App freezes and exits unexpectedly

Bug

Persistent errors after multiple branch visits

Bug

Autopay functionality not working properly

Bug
✨

Requested Features

8 requests

Apple Pay support

Feature

Save transfer templates for recurring payments

Feature

Remote account and deposit opening

Feature

Stock trading capabilities

Feature

3D Secure for internal transfers

Feature

More interesting card design options

Feature

Restore Russian and Azerbaijani language options

Feature

Saved transfers for other bank cards

Feature

FAQ

What can I do with this banking app?

This app allows you to manage all your bank products, including cards, accounts, and loans, in real-time. You can also add cards from other banks, order new cards, make various payments like utility bills and loan installments, and perform money transfers.

Can I add cards from other banks to this app?

Yes, the app allows you to add cards from other banks, providing a consolidated view of your financial instruments. This enables you to manage multiple cards from different institutions within a single interface.

Is this app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

How can I find nearby ATMs or branches?

The app provides a feature to locate branches, ATMs, and payment terminals. This helps you find convenient places to conduct your banking transactions or withdraw cash when needed.

Does the app offer any rewards or bonuses?

Yes, bonuses are issued for certain operations such as making payments and quick money transfers. You can also earn bonuses by connecting to u'Walk, which uses Healthkit to promote a healthy lifestyle, and by inviting friends. These earned bonuses can be exchanged for free coupons in partner networks.