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UBank by Unibank

UBank by Unibank

Closer than a bank!

421 ratings
63 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 19, 2016
  • July 10, 2026

Features

Developer

Unibank ASC
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UBank by Unibank screenshot #5 for iPad
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About

Manage all your financial products, including cards from other banks, in one place. Make payments, transfers, and access real-time account information. Stay informed with notifications and find nearby ATMs.

✓Real-time account and card information
✓Add external bank cards
✓Order physical and digital cards
✓Pay utility and government bills
✓Transfer funds between banks
✓View transaction history and statements
✓Find ATMs and branches
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What users say

Summarized from real user reviews of UBank by Unibank. Based on 421 reviews and a 4.7/5 average, it highlights the 7 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly and intuitive interface
  • 💰Reliable banking service
  • 🌍Convenient international transfers
  • 📱Comprehensive all-in-one app
  • ⚡Easy account management from abroad
  • 🎯Practical and straightforward operations
  • 💳Good card services and features

Negative things

  • 🐢Slow processing speed
  • 🎨Poor user interface design
  • 💸Fraudulent charges and overdraft issues
  • 🔄Money transfer failures and delays
  • 📞Poor customer support and issue resolution
  • 💱Currency conversion problems
  • 🎭Unnecessary feature additions (pedometer)
  • 🖥️Poor iPad optimization
See all reviews

What's New in UBank by Unibank

3.26.0

July 10, 2026

UBank daha da yeniləndi! Artıq nağd kredit üçün filiala getməyə ehtiyac yoxdur - UBank-da müraciət et, SİMA ilə imzala və pulu dərhal kartında istifadə et. Üstəlik, kart rekvizitlərini birbaşa tətbiqdən əldə edə, rəqəmsal sifariş etdiyin kartın fiziki formasını isə ünvana və ya seçdiyin filiala çatdırılma ilə ala bilərsən. UBank just got even better! No need to visit a branch to apply for a cash loan. Simply apply in UBank, sign with SİMA, and access the funds on your card instantly. You can also view your card details directly in the app and have the physical version of your digitally issued card delivered to your address or to the branch of your choice.

More

User reviews

Most RecentHighest RatedLowest Rated

Anar

Poor user interface, slow processing
SundayFundauSundayFundau

Master viza

Men azi 10 ildi isledirem ve bu banki cox beyenirem
Rashad955Rashad955

Response from developer

UBank tətbiqindən istifadə etdiyiniz üçün təşəkkür edirik. 😇

Отличный банк!

Если бы еще удаленно можно было открывать вклады без визита в банк и торговать на бирже - было бы 5 звезд..
Азиз АзизовАзиз Азизов

Response from developer

Здравствуйте, Вы можете открыть вклад в банке Topla и обналичить сумму в любой момент. 😇

Fırıldaqçılar

Fırıldaqçılar! Hesabınızın sıfıra endirilməməsini dediyiniz halda, onlar sizdən guya overdraftlar üçün pul alırlar. Onlar problemi araşdırmaq istəmirlər, sadəcə sizdən heç vaxt götürmədiyiniz pulu sizdən çıxarmağa çalışırlar!
TuninGuyTuninGuy

Bir sozle SUPERRR

bir sozle SUPERRRRR
samed007samed007

Response from developer

Təşəkkür edirik. 😊

See 58 more reviews

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User experience

🐞

Reported Bugs

8 issues

Registration code not accepted

Bug

App crashes during payment entry

Bug

White screen error in VAT refund section

Bug

U Card ordering error

Bug

Login issues for web-registered accounts

Bug

App freezes and exits unexpectedly

Bug

Persistent errors after multiple branch visits

Bug

Autopay functionality not working properly

Bug
✨

Requested Features

8 requests

Apple Pay support

Feature

Save transfer templates for recurring payments

Feature

Remote account and deposit opening

Feature

Stock trading capabilities

Feature

3D Secure for internal transfers

Feature

More interesting card design options

Feature

Restore Russian and Azerbaijani language options

Feature

Saved transfers for other bank cards

Feature

FAQ

What can I do with this banking app?

This app allows you to manage all your bank products, including cards, accounts, and loans, in real-time. You can also add cards from other banks, order new cards, make various payments like utility bills and loan installments, and perform money transfers.

Can I add cards from other banks to this app?

Yes, the app allows you to add cards from other banks, providing a consolidated view of your financial instruments. This enables you to manage multiple cards from different institutions within a single interface.

Is this app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

How can I find nearby ATMs or branches?

The app provides a feature to locate branches, ATMs, and payment terminals. This helps you find convenient places to conduct your banking transactions or withdraw cash when needed.

Does the app offer any rewards or bonuses?

Yes, bonuses are issued for certain operations such as making payments and quick money transfers. You can also earn bonuses by connecting to u'Walk, which uses Healthkit to promote a healthy lifestyle, and by inviting friends. These earned bonuses can be exchanged for free coupons in partner networks.