ucm – Smart Budget & Finance

ucm – Smart Budget & Finance

Budgets, Goals & Net Worth

0 ratings
7 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 10, 2026
  • August 31, 2026

Features

ucm – Smart Budget & Finance screenshot #1 for iPhone
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About

Manage your finances effortlessly with a personal finance app that offers budgeting, goal setting, and net worth tracking without requiring bank connections or subscriptions. Gain clarity on your financial health with actionable insights and a simple, intuitive interface.

Financial health score
Weekly actionable insights
Real hourly wage calculation
Real-time budget tracking
Instant receipt scanning
Savings goal management
Net worth tracking
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What's New in ucm

1.15

August 31, 2026

Card spending now shows up everywhere it's counted. If you pay with a credit card, a few screens were leaving those charges out. Tapping a category in Budget could show a total with an empty list under it, and History could look empty even with a month of charges logged. Both are fixed. • Tap a charge to open it. On a card statement, on the "what's due" banner, and now in Insights too — you land straight on the entry, so you can check or fix it right where you found it. • Statements tell charges apart. Each line shows its note and date, so two charges in the same category are no longer the same line twice. Long statements show the recent ones with "See all" for the rest. • Your balance chart uses the history you already have, instead of waiting two more month-ends to appear. • Setting up a card is clearer. The closing day and the due date are easier to tell apart, and you can see the two real dates your settings produce. • Typing amounts like 1.234,56 now works when setting an account's starting balance and when reconciling. • Also: your settings survive an iCloud duplicate, archived accounts count in your Health Score again, and renaming a category can no longer quietly merge two budgets into one. Thanks for using ucm. Questions, bugs, or ideas? We'd love to hear from you — developer@thothi.com.br.

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In-App Purchases

$4.99

ucm Pro

Unlock goals, insights, net worth, cards & audit.

User reviews

Helder

Excelente

Response from developer

Muito obrigado pela avaliação, Fico feliz que a experiência esteja sendo simples e direta — esse era exatamente o objetivo. Se em algum momento sentir falta de alguma funcionalidade, é só mandar pelo suporte. 🙌

Excelente app

Super recomendo, tem tudo para um controle completo financeiro.

Response from developer

Obrigado pela recomendação! Manter o app simples e direto foi uma decisão consciente desde o início, então fico muito feliz em saber que a experiência tem sido essa para você. Novas melhorias a caminho nas próximas versões.

Excelente app

Muito fácil de usar, registrar despesas e receitas. Recomendo demais!!!

Espetacular

Baixei, achei super simples de usar. Recomendo.

Response from developer

Obrigado pela recomendação! Manter o app simples e direto foi uma decisão consciente desde o início, então fico muito feliz em saber que a experiência tem sido essa para você. Novas melhorias a caminho nas próximas versões.

Sensacional

Mt fácil de usar

Response from developer

Muito obrigado pela avaliação, Fico feliz que a experiência esteja sendo simples e direta — esse era exatamente o objetivo. Se em algum momento sentir falta de alguma funcionalidade, é só mandar pelo suporte. 🙌

Developer apps

FAQ

Does ucm have ads?

No, ucm is designed to be private and ad-free. The app explicitly states 'No ads' and works fully offline, ensuring a distraction-free experience for users.

What is the pricing for ucm Pro?

ucm Pro is available as a one-time unlock purchase. This means you pay once to access all Pro features forever, with no subscription or recurring fees. It also supports Family Sharing across Apple devices.

How secure is my financial data with ucm?

ucm is private by design. Your data lives on your device and syncs privately via iCloud. No account is required, and the app does not sell your data, ensuring a high level of privacy and security.

Does ucm require a bank connection?

No, ucm does not require any bank connections. It is built for users who want clarity without compromise, allowing them to track spending and manage finances manually or via receipt scanning.

What devices does ucm support?

ucm is available for iPhone and iPad. The app supports Family Sharing, allowing access across all your Apple devices with a single purchase of ucm Pro.

How often is ucm updated?

The latest version of ucm is 1.6, and it was last updated on June 14, 2026. This indicates a relatively active development cycle for the application.

Can I export my data from ucm?

Yes, ucm offers CSV export functionality. You can export your transactions in a standard format or a QuickBooks-compatible format, which is useful for taxes, accountants, or personal spreadsheets.

What is the age rating for ucm?

ucm has an age rating of 4+. This suggests that the app's content and interface are suitable for a wide range of users, including younger individuals who are learning about personal finance.