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ucm – Smart Budget & Finance

ucm – Smart Budget & Finance

Budgets, Goals & Net Worth

0 ratings
6 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 10, 2026
  • July 23, 2026

Features

Developer

Thomas SantAnna Crosara Teixeira
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🧾$4.99
In-App Purchase↘︎
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❓8 answered
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About

Manage your finances effortlessly with a personal finance app that offers budgeting, goal setting, and net worth tracking without requiring bank connections or subscriptions. Gain clarity on your financial health with actionable insights and a simple, intuitive interface.

✓Financial health score
✓Weekly actionable insights
✓Real hourly wage calculation
✓Real-time budget tracking
✓Instant receipt scanning
✓Savings goal management
✓Net worth tracking
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What's New in ucm

1.10

July 23, 2026

Your numbers, more honest. This update makes ucm count money that has actually moved — not bills that are still scheduled — so what you see matches what's really happening. • Safe-to-spend that tells the truth. Your widget, Overview, Budget, Cards and Siri no longer treat a bill due later this month as already spent. No more "85% used" on the 2nd. • Refunds behave like refunds — on regular, recurring, installment and split entries alike. • Cancel a subscription and its upcoming charges go with it, not just the reminder. • Nothing important is deleted without a heads-up, and archived accounts can now be restored. • Privacy mode now hides amounts from VoiceOver and notifications, too. Also fixed: renewal reminders that actually arrive, the app always opening on the current month, faster and steadier receipt scanning, cleaner CSV export/import, a tidier header, easier month navigation in History — plus dozens of smaller polish and translation fixes. Thank you for budgeting with ucm.

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In-App Purchases

$4.99

ucm Pro

Unlock goals, insights, net worth, cards & audit.

User reviews

Most RecentHighest RatedLowest Rated

Excelente app

Super recomendo, tem tudo para um controle completo financeiro.
McrosaraMcrosara

Response from developer

Obrigado pela recomendação! Manter o app simples e direto foi uma decisão consciente desde o início, então fico muito feliz em saber que a experiência tem sido essa para você. Novas melhorias a caminho nas próximas versões.

Excelente app

Muito fácil de usar, registrar despesas e receitas. Recomendo demais!!!
Thiago CrosaraThiago Crosara

Espetacular

Baixei, achei super simples de usar. Recomendo.
McrosaraMcrosara

Response from developer

Obrigado pela recomendação! Manter o app simples e direto foi uma decisão consciente desde o início, então fico muito feliz em saber que a experiência tem sido essa para você. Novas melhorias a caminho nas próximas versões.

Sensacional

Mt fácil de usar
ThoThi2011ThoThi2011

Response from developer

Muito obrigado pela avaliação, Fico feliz que a experiência esteja sendo simples e direta — esse era exatamente o objetivo. Se em algum momento sentir falta de alguma funcionalidade, é só mandar pelo suporte. 🙌

Finally a budget app that makes managing money feel easy!

I’ve tried a few budgeting apps before, but this one is by far the most user-friendly and intuitive. Everything is laid out in a way that actually makes sense, making it super easy to track expenses, stay on top of budgets, and understand where my money is going without feeling overwhelmed.

What I love most is how simple they make something that can feel really complicated. Managing finances can be stressful, but this app turns it into something approachable and easy to maintain day-to-day. The features are thoughtful and practical - from tracking spending to organizing categories and keeping everything clear at a glance.

If you’ve struggled with budgeting apps in the past or felt intimidated by personal finance, I highly recommend giving this one a try.
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mrcl.crsrmrcl.crsr

Response from developer

Thank you for such a detailed review. The goal from day one was to take something that often feels stressful and make it feel manageable at a glance, so it means a lot to hear that the layout, categories, and overall flow are working that way for you. Plenty more improvements planned for upcoming releases — thank you for being part of the journey.

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FAQ

Does ucm have ads?

No, ucm is designed to be private and ad-free. The app explicitly states 'No ads' and works fully offline, ensuring a distraction-free experience for users.

What is the pricing for ucm Pro?

ucm Pro is available as a one-time unlock purchase. This means you pay once to access all Pro features forever, with no subscription or recurring fees. It also supports Family Sharing across Apple devices.

How secure is my financial data with ucm?

ucm is private by design. Your data lives on your device and syncs privately via iCloud. No account is required, and the app does not sell your data, ensuring a high level of privacy and security.

Does ucm require a bank connection?

No, ucm does not require any bank connections. It is built for users who want clarity without compromise, allowing them to track spending and manage finances manually or via receipt scanning.

What devices does ucm support?

ucm is available for iPhone and iPad. The app supports Family Sharing, allowing access across all your Apple devices with a single purchase of ucm Pro.

How often is ucm updated?

The latest version of ucm is 1.6, and it was last updated on June 14, 2026. This indicates a relatively active development cycle for the application.

Can I export my data from ucm?

Yes, ucm offers CSV export functionality. You can export your transactions in a standard format or a QuickBooks-compatible format, which is useful for taxes, accountants, or personal spreadsheets.

What is the age rating for ucm?

ucm has an age rating of 4+. This suggests that the app's content and interface are suitable for a wide range of users, including younger individuals who are learning about personal finance.