About
This app helps children and teens learn about saving, spending, donating, and investing. Parents can approve transactions and manage allowances for up to five children. It offers features like a chore tracker, commission-free investing, and a prepaid debit card.
What's New in UIB Beginnings
3.35.07
July 8, 2026
Minor bug fixes and feature improvements
Developer apps
FAQ
What is UIB Beginnings?
UIB Beginnings is a finance app designed to teach children and teens about money management. It allows kids to earn, save, spend, and invest, with parents overseeing all transactions.
Is UIB Beginnings free to use?
Yes, UIB Beginnings is available for free. The app does not have in-app purchases or advertisements, providing a completely free experience for users.
What devices does UIB Beginnings support?
UIB Beginnings is available on iPhone and iPod devices. It is designed for mobile use on these platforms.
How does UIB Beginnings handle security?
UIB Beginnings prioritizes security with SSL encryption and unique PINs for each app and card. Sensitive information is stored by partners compliant with Payment Card Industry Data Security Standards.
Can I set up multiple children on UIB Beginnings?
Yes, you can enroll up to five children on a single UIB Beginnings account. Each child is eligible for a Utah Independent Bank branded BusyKid Visa® Prepaid Debit Card.
How often is UIB Beginnings updated?
The latest version of UIB Beginnings is 3.34.07, which was last updated on May 26, 2026. Updates ensure the app remains current and functional.
What age rating does UIB Beginnings have?
UIB Beginnings has an age rating of 4+. This indicates it is suitable for children aged four and older, making it accessible for early financial education.
Does UIB Beginnings offer investing features?
Yes, UIB Beginnings includes built-in investing capabilities, allowing kids to start commission-free trades with as little as $10. This feature helps them kickstart their financial future.