UltraBudget: Budget Planner

UltraBudget: Budget Planner

Smart budgets, kept private

7 ratings
6 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • December 27, 2025
  • September 26, 2026

Features

UltraBudget: Budget Planner screenshot #1 for iPhone
UltraBudget: Budget Planner screenshot #2 for iPhone
UltraBudget: Budget Planner screenshot #3 for iPhone
UltraBudget: Budget Planner screenshot #4 for iPhone
UltraBudget: Budget Planner screenshot #5 for iPhone
UltraBudget: Budget Planner screenshot #6 for iPhone
UltraBudget: Budget Planner screenshot #7 for iPhone
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About

This AI-powered finance tracker learns your spending habits to create personalized budgets. It offers smart organization, home screen widgets for quick monitoring, and secure cloud backups. Enjoy a beautiful interface with dark mode and data export options.

✓AI learns spending patterns for personalized budgets
✓Favorite budgets for quick access
✓Unlimited income/expense budgets with custom folders
✓Home screen widgets for real-time monitoring
✓Export budgets and transactions to CSV
✓24-hour cloud backup and multi-device sync
✓Liquid glass design and dark mode
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What's New in UltraBudget

1.2.0

September 26, 2026

UltraBudget 1.2 makes logging faster, widgets more useful, and your data safer. NEW • Start without an account. Sign in later if you want Cloud Backup. • Swipe a budget, folder or favorite to edit, copy, favorite or delete it. • Tap any transaction to edit it. • Home Screen widgets: tap + or − to jump straight to a new entry. Quick-add presets now use your budget's currency. • Siri: "Add an expense in UltraBudget" now opens the entry screen, in all 9 languages. • Appearance can follow your device's Light or Dark setting. • Importing a card statement? Swap income and expenses in one tap. IMPROVED • Faster entry: amount first with the keypad ready, in your region's number format. • New budgets start in your local currency. • Tapping a reminder opens its budget, and month-end reminders now arrive every month. • Cloud Backup handles much larger histories, and a new or reset iPhone can no longer overwrite your backup. • The Face ID lock now covers every screen and keeps amounts out of the app switcher and notifications. • Clearer widget labels (Left this period, Over budget), in your language. • A roomier layout on iPad, better VoiceOver support, and complete translations in all 9 languages. FIXED • The Sign in with Apple button now shows its proper label. • Very long histories now save reliably. • Changes to budgets in subfolders now save correctly, and recurring entries no longer post twice. • Fixes for two-digit years in CSV imports, date filters and currency formatting. Questions or ideas? Tap Settings > Send Feedback.

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Subscriptions & In-App Purchases

UltraBudget Pro (Annual)

Unlimited budgets, AI, Save 62% with annual billing.

$17.991 Year
How to cancel UltraBudget subscription ⁉️

User reviews

Seems like budgets and transactions or mixed up.

Usually you assign several categories under one budget. This app seems to one a new budget for each category which is rather complicated I think.

Easy to use and convenient!

I can keep track of all my budgets and it’s useful that the AI feature can give me insights.

Simple and effective

Great budgeting app. Easy to use and does exactly what I need.

Good app for managing money

This budget app uses AI to make managing money simple and stress-free. It automatically tracks spending, categorizes expenses accurately, and gives smart insights that actually help me stay within my budget. I like how it learns my habits over time and suggests realistic ways to save without feeling restrictive. The interface is easy to use, even if you’re not great with numbers. A great tool for anyone who wants better control of their spending without extra effort.
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A Powerful Yet User-Friendly Budgeting App for Smart Money Management

One of the strongest aspects of this app is its real-time expense tracking, which helps users stay on top of spending as it happens and make smarter financial decisions day by day. Customizable categories and detailed financial reports give real insight into spending habits, helping users spot trends and adjust their budget to meet goals.
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FAQ

What is UltraBudget?

UltraBudget is an AI-powered personal finance app that learns your spending habits to create personalized budgets. It helps you manage income and expenses, offers home screen widgets, and provides data export capabilities.

How does the AI in UltraBudget work?

The AI model studies your spending patterns over time and automatically suggests personalized, realistic budgets tailored to your actual lifestyle. This helps take the guesswork out of budgeting.

Does UltraBudget have ads?

No, UltraBudget is ad-free. The description explicitly states 'No ads, no data selling, 100% private'.

What are the subscription options for UltraBudget?

UltraBudget offers a Pro subscription at $3.99 per month or $17.99 annually. This likely unlocks advanced features or removes limitations beyond the free tier.

Can I export my financial data from UltraBudget?

Yes, you can export any budget, category, or full transaction history to CSV format. This is useful for spreadsheets, accountants, or tax season.

How often is UltraBudget updated?

The app was last updated on 2025-12-28 with version 1.0.8. This indicates a recent update, suggesting ongoing development and maintenance.

What devices is UltraBudget available on?

UltraBudget is available for iPhone and iPad, as indicated by the 'supportedDevices' field.

Is my financial data safe with UltraBudget?

Yes, UltraBudget provides 24-hour cloud backup for your data, ensuring it is automatically and securely backed up. This allows for instant restoration if you switch devices or lose your phone.