
About
Consolidate payments, cards, transfers, and everyday services into a single super app. Manage your finances, interact with an AI assistant for tasks like booking rides or ordering food, and access exclusive membership perks.
What's New in UNI AI
1.2.11
November 5, 2026
• Added AIT Points across wallet and checkout • Pay with AIOT or AIT Points for food, rides, China bills & top-up, eSIM, VIP, Alipay, shopping, and more • China electricity bills: pay the full amount due, with clearer arrears / top-up options • China mobile top-up: clearer notices and error messages when recharge can’t be completed • India KYC: visa or residence permit now required for India nationality verification
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FAQ
What can UNI AI's AI assistant do?
UNI AI's AI assistant can help you check balances, manage cards, send money, book rides, track trips, and order food through natural voice or chat commands.
How secure is UNI AI?
UNI AI utilizes biometric login and transaction PINs for added security. Identity verification is also completed securely within the app.
Can I get a virtual card with UNI AI?
Yes, you can apply for a virtual card and start spending instantly. It can also be added to Apple Pay or Google Pay.
Does UNI AI support international transfers?
Yes, UNI AI allows you to send international remittances to supported countries directly within the app.
What are the benefits of UNI AI membership tiers?
Membership tiers offer benefits such as lower fees, higher transaction limits, and exclusive perks, enhancing your experience with the app.
What devices does UNI AI support?
UNI AI is available on iPhone and iPad devices, offering a unified experience across Apple's mobile platforms.
How often is UNI AI updated?
The app was last updated on November 5, 2026, indicating active development and regular updates to improve features and reliability.
Is UNI AI suitable for younger users?
UNI AI has an age rating of 17+, suggesting it is designed for adult users due to its financial and transactional features.




