Best apps like UniversalPAY

30+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated August 2026
UniversalPAY
UniversalPAY
Universal bank, XATB

UniversalPAY is great, but it's not the only option. Explore 30+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to UniversalPAY

Mavrid#2

Mavrid by Mikrokreditbank ATB

Strong Contender
💰 Finance
4.5(56 ratings)
Free
Mavrid screenshot 1
Mavrid screenshot 2
Mavrid screenshot 3
Mavrid screenshot 4
Mavrid screenshot 5

Manage your money securely and conveniently with this mobile application. Send, receive, and save funds quickly with features like P2P transfers, currency exchange, and online deposits. It also supports microloans and bill payments.

More apps like UniversalPAY

4
PulPul
PulPul
PulPul
by NATIONAL INNOVATIVE PAYMENT TECHNOLOGIES, OOO
Free

This app simplifies payments and transfers with smart P2P functionality, allowing users to request and send money to contacts. It also facilitates splitting bills among friends and purchasing goods or services directly within the application. Users can track expenses and income from supported cards.

Smart P2P transfersRequest/send money to contactsSplit bills with friends
💰 Finance
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5
Hamkor・онлайн банк Узбекистана
Hamkor・онлайн банк Узбекистана
Hamkor・онлайн банк Узбекистана
Микрозаймы до 100 млн сум
Free

Manage your finances, open cards, and track transactions. Access account details, view currency exchange rates, and find branch locations. Become a customer by applying for a debit card directly through the app.

Open debit cards for freeCommission-free card-to-card transfersView account, deposit, and loan information
💰 Finance
(42)
ad-supported
6
CLICK Start
CLICK Start
CLICK Start
Оплаты и переводы UZCARD HUMO
Free

Manage your finances and make payments easily. This app allows you to pay in cafes and stores, send and receive money from friends and family. Open an account instantly upon registration without needing to add a bank card.

In-store and cafe paymentsSend and receive moneyInstant account opening
💰 Finance
(3)
free
7
Alliance Mobile
Alliance Mobile
Alliance Mobile
by Asia Alliance Bank JSCB
Free

Manage your business finances on the go with this banking app. Send payment orders, make budget payments, and access account information 24/7. Stay in control of your business finances from anywhere.

Send payment ordersMake budget payments24/7 account access
💰 Finance
(1)
free
8
Octo-Mobile
Octo-Mobile
Octo-Mobile
by OCTOBANK, AKSIYADORLIK JAMIYATI
Free

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

Check balance and transaction historyPay bills without commissionTransfer money between cards
💰 Finance
(51)
free
9
UzPSB Mobile.
UzPSB Mobile.
UzPSB Mobile.
by UZPROMSTROYBANK JSB
Free

This mobile banking app allows customers to manage their accounts remotely. Perform transactions like transfers, loan payments, and utility bill payments. View account statements, credit information, and currency exchange rates.

Account balance and transaction informationFund transfers between accountsConsumer loan repayment
💰 Finance
(12)
free
10
Tenge24
Tenge24
Tenge24
by TENGE BANK, AKTSIONERNY KOMMERCHESKI BANK
Free

Manage all your banking needs from your smartphone. Apply for loans, open deposits, issue and manage cards, make instant transfers, and pay bills. Access government services and currency exchange rates conveniently and securely.

Online loan applicationsDeposit accounts with high interest ratesVirtual and physical card issuance
💰 Finance
(271)
free