University Credit Union User Reviews

Customer Experience

Positive experience60.8% of reviews
Neutral11.8% of reviews
Negative experience27.5% of reviews

~ Based on 51 written reviews from the US App Store.

What users say

Is University Credit Union Safe?

University Credit Union appears safe based on user ratings. AppsHunter Safety Score for University Credit Union is 96/100.

This assessment is based on 4,512 user ratings, with an App Store average of 4.8/5.

Safety Analysis

97.1% of ratings point to a safe experience
1.6% of ratings suggest some concerns
1.3% of ratings point to a risky experience

~ Based on 4,512 App Store ratings for University Credit Union.

Is University Credit Union Legit?

University Credit Union appears to be a legitimate app. AppsHunter Legitimacy Score for University Credit Union is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

UCU Mobil

Everything is good except paying bills should be synced with the debt account, this may help clients from failing to become overdrawn

Recent Log In Glitch

Overall has been a good app, but for the past couple months it has incorrectly stated that I used the wrong password and login combo. Not every time, but intermittently.

The problem seems to arise particularly when I try to log in for the second time in a day. That is, the first log in goes fine, but subsequent ones get rejected.

I would try again and get the same message. The first few times it happened I just assumed it was right (though I was pretty confident I was entering it correctly). Today I took the time to explore this in depth and confirmed that it is rejecting a correct login combo.
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Awesome Credit Union!

I have been with this credit union for 20 years. Friendly customer service and knowledgeable bankers!

Online banking

The online banking interface is really great. It’s very clear and not too “techy” for us folk who are not so computer savvy. Thanks!

Top Notch

20 Years & Counting

If your military stay away

If your military and need a bank don’t use this one any other bank but this one I can’t even book my flight even though I’m on the account they say I’m not and some lady took my off the account if you don’t want your significant other to suffer using this bank don’t use it they have done nothing to help
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Forever UCU

I will stick w Regis back till end of time I have never had issues . The only downside is that there’s not many branches but thankfully I dont to step in frequently.

Reliable

This is a reliable financial institution.

Fantastic app

I’m not very computer literate but this app is pretty straight forward.
If need asst there are plenty of staff at this credit card union always very helpful.

Great bank

Easy navigation and quick response

Great bank

Really like our experience with the app and bank so far. Simple UI and layout make it easy to see our money.

Need to Update App Category

The category of this app is “business”, however, it should be listed as “finance” or “banking” so it’s in the right default app folder.

They hold your money for no reasons!

CAREFUL! They will add a negative pending charge on your account to hold your money. The term says it should be 7 biz days but actually it will be longer than 2 weeks

UCU new web site

When the new site was introduced to users around mid 2023, it failed to migrate all but two of my payees in the list and consequently I was subjected to various late payment fees by the time I realized it. Since then I have contacted UCU a few times and to this date, the associates have not been able to explain why an automatic payment system failed so drastically. I will be elevating my concern to the appropriate Federal agency shortly to have this issue looked at from the users point of view in addition to the fact that the portal/site is more difficult to get used to and lacks the necessary tools to add new payees, new values, etc.
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It’s not the same how the University of credit Union behaved 25 years ago

I could walk in and ask for a loan, and walk out all happy. And I had that pride with the University credit union because the credit union knows where I work I for Ucla. I’ve been here for 26 years, I’ve always brags UCU… I tell people go to the credit union. Forget Wells Fargo, forget Bank of America. you will feel better, and UCU. GO TO THE CREDIT UNION THEY MAKE LIKE THE EASIER, BUT IT HASN’T BEEN LIKE THAT RECENTLY. I’M DISAPPOINTED. MY CREDIT UNION NEVER CARED ABOUT MY CREDIT SCORE BECAUSE THEY KNEW WHERE I WORK. THEY KNEW I HAD A JOB AND THEY WILL GET THEIR MONEY FIRST BEFORE ANYBODY ELSE. SO I’M JUST DISAPPOINTING. I’m having a little trouble right now with my phone, but UCU always pull me out I feel neglected. I feel like the red headed step child. I thought left alone.
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Verlaina B

I love this product, this makes my life so easy.

There’s no way to register!

This app is terrible. The only way to register to use mobile banking is to know my account number but Help says to find out my account number, I should log into Mobile banking! How ridiculous. You know everything about me! Why can’t you let me register with my name, DOB & SSN?? Now I have to wait until my new account info comes in the US MAIL to find out my account number!! Is this 1989??! C’mon, UCU. Do better!
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The new bill pay launch is horrific

Bad bad bad

It was a little easier before

It was a little easier to do digital deposit before but I still manage. Also the app hides what Im looking at when I switch between apps which can make it hard to run numbers sometimes when I’m trying to balance my checkbook or see what I can afford. I suppose that’s to protect information somehow but it is a little annoying to be Frank. Still a good app.
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New update super slow

The new update looks nice, but changing tabs and clicking the menu have significant delay (like 2-3 seconds). Also, you can no longer access this app while using a VPN, which is extremely frustrating as well.

They also changed the phrase you have to write on the back of a mobile deposited check and so when I deposited my check with the old phrase, it gave me a warning and said the check is pending review and thus I cannot access my money.
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