Why didn’t I think of this
Response from developer
Thank you so much! More scenarios are already in the works, and the ones coming cover some of the questions people ask most. Really glad the concept clicked for you.

This app helps you answer complex financial 'what-if' questions by running custom calculations. It provides clear, single answers with step-by-step math breakdowns for scenarios like debt payoff, income changes, or major purchases. All calculations are performed locally on your device without needing bank connections.
2.0.0
April 22, 2026
40+ scenarios across 9 categories. Rent, cars, debt payoff, job changes, big purchases, investing, windfalls, and more. New category browser so you can find your question fast, or just start typing. Step-by-step math breakdown on every result. See exactly how Unsheet got there. Save and revisit scenarios. Run the same question again when your numbers change. Still one purchase. Still no subscription. Still no bank login.
MoreThank you so much! More scenarios are already in the works, and the ones coming cover some of the questions people ask most. Really glad the concept clicked for you.
Unsheet is a financial calculator that helps you answer 'what-if' questions about your money. It provides clear, single answers with detailed calculations for various financial scenarios, all performed locally on your device.
Unsheet is a paid app, available for a one-time purchase of $2.99. It is not a subscription and does not have recurring fees.
No, Unsheet does not connect to any bank accounts or financial institutions. All data entry and calculations are performed locally on your device for enhanced privacy and security.
Unsheet can handle a wide range of scenarios, including changes in bills and spending, income adjustments, debt payoff strategies, big purchases, job changes, family life events, investing, and windfalls.
Yes, Unsheet provides a step-by-step breakdown of every calculation. You can tap to see the exact math behind the answer for full transparency.
Based on the provided data, Unsheet is currently supported on iPhone and iPod. Information regarding Android availability is not specified.
The latest version of Unsheet was released on April 22, 2026, indicating a recent update. The developer, Kieron Kitson-Walters, provides ongoing support and improvements.
Unsheet has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.