Unspent: No-spend together
No-buy challenges with others
About
Resist impulse purchases and turn those savings into real money. Log what you almost bought, and the app moves that exact amount to a savings plan that earns interest. Watch your small 'no's grow into meaningful funds for your future.
What's New in Unspent
1.8
October 14, 2026
Unspent is now available via Meta Muse. Go to menu, Meta Muse and connect it to Unspent. You will now be able to tell Muse "I skipped my morning coffee" to record an unspent.
MoreFAQ
How does Unspent help me save money?
Unspent helps you save by turning the money you almost spent into actual savings. When you resist an impulse purchase, you log the amount in Unspent, and it's transferred to a savings plan where it earns interest.
Is Unspent free to use?
Yes, Unspent is completely free to use. There are no subscription fees, monthly charges, or fees for moving your money.
Where is my money held in Unspent?
Your money is held in a real savings account in your name, provided by a partner institution. Unspent itself never holds your money.
Can I take my money out of Unspent early?
Yes, you can withdraw your money from a savings plan before it ends. You will keep all the money you put in, though you will forfeit some of the earned interest.
What kind of interest does Unspent offer?
Unspent offers real interest on your savings. The yields vary depending on the savings plan you choose and its term length.
Does Unspent have ads?
No, Unspent does not contain advertisements. It is designed to be a distraction-free tool for managing your savings.
What devices does Unspent support?
Based on the available data, Unspent is currently supported on iPhone devices.
How often is Unspent updated?
Unspent was last updated on September 10, 2026, with version 1.1. This indicates a recent update and ongoing development.
