This app helps users plan their long-term finances and retirement. It analyzes assets, income, expenses, and social security to provide detailed financial reports and optimize tax strategies. Users can visualize their financial future and make informed decisions for wealth growth.
1.1.2
August 19, 2026
· 全新上线，税务优化功能 - 支持录入工资薪金、劳务报酬、经营所得等多类收入信息 - 支持专项扣除、专项附加扣除及其他税前扣除项目的测算 - 新增不同收入与扣除方案的税负对比，帮助用户识别潜在优化空间 - 自动计算预计应纳税所得额、个人所得税及税后收入 - 针对信息缺失、数值异常及扣除项目冲突，增加了更清晰的错误提示 - 优化了税务信息录入与结果展示方式 - 提升了税务测算与报告生成的性能及稳定性 · 蒙特卡洛模拟新增股票支持 - 支持搜索并添加最多 10个中国 A 股代码至投资组合 - 优化了核心资产与股票的投资组合权重验证 - 针对无效股票代码、重复条目及权重总计，增加了更清晰的错误处理 - 优化了资产配置字段的百分比输入行为 - 提升了模拟设置与结果的性能及稳定性
More解锁全部 Pro 功能
The annual membership for UtilityMax Pro is ¥68 per year, which averages to approximately ¥5.7 per month. This subscription is set to auto-renew.
The provided data indicates a 'Free' price point for the base application and a subscription service for 'UtilityMax Pro'. Specific details on a free trial for the Pro version are not available in the description.
UtilityMax employs robust data encryption and protection technologies to ensure user information and privacy are secure. User data is exclusively used to provide personalized financial advice and is not shared without authorization.
UtilityMax provides comprehensive financial analysis including smart tax optimization, lifetime financial trajectory visualization, Monte Carlo simulations for risk assessment, and detailed social security and pension analysis.
Yes, UtilityMax features an intuitive data dashboard that clearly presents optimal fund flows for lifetime consumption, savings, and budgeting across multiple dimensions, making complex financial matters easy to understand.
UtilityMax utilizes economic theories and statistical models with historical data and powerful algorithms to offer comprehensive analysis and advice. It respects user decision-making, only providing personalized recommendations without directly managing funds.
The application was last updated on 2026-06-10, indicating ongoing development and model algorithm updates to provide the most current and practical financial advice.
No, the application is not ad-supported. The 'hasAds' flag is false, meaning users can expect an ad-free experience.
