This AI-powered app helps you track spending across all your accounts, sync bank data, and manage household finances. Get insights into your financial habits and ask AI questions about your money, all while prioritizing your privacy.
1.1.5
October 6, 2026
Your banks, and now your Apple Card. With Premium, VaultKeeper already connects your banks, credit cards and investment accounts through Plaid, keeping your transactions and balances up to date. Now Apple Card, Apple Cash and Apple Savings join them, straight from Apple Wallet. There's no bank login to type: allow access once on your iPhone, choose the accounts you want, and they flow in alongside everything else. VaultKeeper is also ready for iOS 27, and it still runs beautifully on iOS 17 and later. Everything you rely on is here and works just as before: • See every account, card and loan in one place, with your full net worth kept up to date as you go. • Set a monthly budget for any category and see at a glance whether you're on pace or getting ahead of yourself. • Share your finances with the people in your household — invite them in two steps, with a link that works even before they've installed the app. • Ask AI about your money and get answers grounded in your real transactions, not a generic chatbot. • And a small fix: investment accounts no longer show an orange warning just because their value moved with the market. Thank you for keeping your money organised with VaultKeeper.
MoreBank sync, households, AI & unlimited data
VaultKeeper offers AI-assisted money tracking, the ability to sync bank accounts via Plaid for automatic transaction import, and household sharing for collaborative finance management. It also provides detailed stats, full-text search, and secure locking options.
VaultKeeper is committed to privacy with no ads, no behavioral tracking, and no selling of user data. It uses encryption for data in transit and at rest, and offers Face ID/Touch ID lock and optional two-factor authentication.
VaultKeeper offers a free tier with manual tracking for up to 5 wallets. Premium features like bank sync, household sharing, and the AI assistant require a subscription, costing $5.99 monthly or $49.99 yearly, which includes a 7-day free trial.
Yes, you can import your transaction history from another budgeting app using a CSV file. The app also supports CSV export for your records or tax preparation.
The AI assistant can answer questions about your spending habits, subscriptions, and net worth, grounded in your actual financial data. It provides real charts and can filter your ledger or export data, with usage subject to a monthly fair-use allowance.
Based on the provided data, VaultKeeper is currently supported on iPhones. Information regarding availability on other platforms like Android or desktop is not specified.
The latest version of VaultKeeper was released on October 6, 2026, indicating recent development activity. The app is generally updated to introduce new features and maintain performance.
VaultKeeper has an age rating of 4+, making it suitable for a wide range of users. This rating suggests that the content is appropriate for young children and older audiences.
